▼ 0.50% · 3.625%
HK$18,243
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,810
−HK$577/mo
Today · 4.125%
HK$19,387
baseline
▲ 0.50% · 4.625%
HK$20,566
+HK$1,179/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,774/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,295
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,839
−HK$552/mo
Today · 4.125%
HK$21,391
baseline
▲ 0.50% · 4.625%
HK$22,519
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,782/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,067
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,691
−HK$634/mo
Today · 4.125%
HK$21,325
baseline
▲ 0.50% · 4.625%
HK$22,623
+HK$1,298/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,650/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,324
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,923
−HK$607/mo
Today · 4.125%
HK$23,530
baseline
▲ 0.50% · 4.625%
HK$24,771
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,060/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,891
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,572
−HK$692/mo
Today · 4.125%
HK$23,264
baseline
▲ 0.50% · 4.625%
HK$24,679
+HK$1,415/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,528/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,354
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,007
−HK$662/mo
Today · 4.125%
HK$25,669
baseline
▲ 0.50% · 4.625%
HK$27,022
+HK$1,353/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,338/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,453
−HK$749/mo
Today · 4.125%
HK$25,202
baseline
▲ 0.50% · 4.625%
HK$26,736
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,404/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,383
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,091
−HK$717/mo
Today · 4.125%
HK$27,808
baseline
▲ 0.50% · 4.625%
HK$29,274
+HK$1,466/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,616/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,334
−HK$807/mo
Today · 4.125%
HK$27,141
baseline
▲ 0.50% · 4.625%
HK$28,793
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,282/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,413
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,175
−HK$773/mo
Today · 4.125%
HK$29,948
baseline
▲ 0.50% · 4.625%
HK$31,526
+HK$1,578/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,896/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,364
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,215
−HK$865/mo
Today · 4.125%
HK$29,080
baseline
▲ 0.50% · 4.625%
HK$30,849
+HK$1,769/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,160/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,442
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,258
−HK$829/mo
Today · 4.125%
HK$32,087
baseline
▲ 0.50% · 4.625%
HK$33,778
+HK$1,691/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,174/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,188
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$922/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,471
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,342
−HK$884/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,804/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,012
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,977
−HK$980/mo
Today · 4.125%
HK$32,957
baseline
▲ 0.50% · 4.625%
HK$34,962
+HK$2,005/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,914/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,501
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,426
−HK$939/mo
Today · 4.125%
HK$36,365
baseline
▲ 0.50% · 4.625%
HK$38,282
+HK$1,917/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,730/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,837
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$1,038/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$37,019
+HK$2,123/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,530
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$994/mo
Today · 4.125%
HK$38,504
baseline
▲ 0.50% · 4.625%
HK$40,534
+HK$2,030/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,008/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).