▼ 0.50% · 3.625%
HK$18,233
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,800
−HK$577/mo
Today · 4.125%
HK$19,377
baseline
▲ 0.50% · 4.625%
HK$20,556
+HK$1,179/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,754/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,284
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,828
−HK$552/mo
Today · 4.125%
HK$21,380
baseline
▲ 0.50% · 4.625%
HK$22,507
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,760/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,057
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,680
−HK$634/mo
Today · 4.125%
HK$21,314
baseline
▲ 0.50% · 4.625%
HK$22,611
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,628/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,313
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,911
−HK$607/mo
Today · 4.125%
HK$23,518
baseline
▲ 0.50% · 4.625%
HK$24,758
+HK$1,240/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,036/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,880
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$692/mo
Today · 4.125%
HK$23,252
baseline
▲ 0.50% · 4.625%
HK$24,667
+HK$1,415/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,504/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,341
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$662/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,353/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,440
−HK$750/mo
Today · 4.125%
HK$25,190
baseline
▲ 0.50% · 4.625%
HK$26,722
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,380/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,370
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,077
−HK$717/mo
Today · 4.125%
HK$27,794
baseline
▲ 0.50% · 4.625%
HK$29,259
+HK$1,465/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,588/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,527
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,321
−HK$806/mo
Today · 4.125%
HK$27,127
baseline
▲ 0.50% · 4.625%
HK$28,778
+HK$1,651/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,254/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,398
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$772/mo
Today · 4.125%
HK$29,932
baseline
▲ 0.50% · 4.625%
HK$31,510
+HK$1,578/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,864/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$864/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,833
+HK$1,768/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,426
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,242
−HK$828/mo
Today · 4.125%
HK$32,070
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,691/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,140/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,173
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$922/mo
Today · 4.125%
HK$31,003
baseline
▲ 0.50% · 4.625%
HK$32,889
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,006/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,455
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,325
−HK$883/mo
Today · 4.125%
HK$34,208
baseline
▲ 0.50% · 4.625%
HK$36,011
+HK$1,803/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,416/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,996
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$979/mo
Today · 4.125%
HK$32,940
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$2,005/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,880/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,483
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,408
−HK$938/mo
Today · 4.125%
HK$36,346
baseline
▲ 0.50% · 4.625%
HK$38,262
+HK$1,916/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,692/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,820
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,841
−HK$1,037/mo
Today · 4.125%
HK$34,878
baseline
▲ 0.50% · 4.625%
HK$37,000
+HK$2,122/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,756/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,512
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,491
−HK$993/mo
Today · 4.125%
HK$38,484
baseline
▲ 0.50% · 4.625%
HK$40,513
+HK$2,029/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$76,968/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).