▼ 0.50% · 3.625%
HK$18,268
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,836
−HK$577/mo
Today · 4.125%
HK$19,413
baseline
▲ 0.50% · 4.625%
HK$20,594
+HK$1,181/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,826/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,323
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,868
−HK$553/mo
Today · 4.125%
HK$21,421
baseline
▲ 0.50% · 4.625%
HK$22,550
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,842/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,094
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,720
−HK$635/mo
Today · 4.125%
HK$21,355
baseline
▲ 0.50% · 4.625%
HK$22,654
+HK$1,299/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,710/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,954
−HK$609/mo
Today · 4.125%
HK$23,563
baseline
▲ 0.50% · 4.625%
HK$24,805
+HK$1,242/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,126/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,921
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,603
−HK$693/mo
Today · 4.125%
HK$23,296
baseline
▲ 0.50% · 4.625%
HK$24,713
+HK$1,417/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$46,592/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,387
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,041
−HK$664/mo
Today · 4.125%
HK$25,705
baseline
▲ 0.50% · 4.625%
HK$27,060
+HK$1,355/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$51,410/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,748
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,487
−HK$750/mo
Today · 4.125%
HK$25,237
baseline
▲ 0.50% · 4.625%
HK$26,773
+HK$1,536/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,474/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,419
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$719/mo
Today · 4.125%
HK$27,847
baseline
▲ 0.50% · 4.625%
HK$29,315
+HK$1,468/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,694/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,575
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,370
−HK$809/mo
Today · 4.125%
HK$27,179
baseline
▲ 0.50% · 4.625%
HK$28,832
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,358/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,452
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,215
−HK$774/mo
Today · 4.125%
HK$29,989
baseline
▲ 0.50% · 4.625%
HK$31,570
+HK$1,581/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,978/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,402
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$866/mo
Today · 4.125%
HK$29,120
baseline
▲ 0.50% · 4.625%
HK$30,892
+HK$1,772/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,240/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,302
−HK$829/mo
Today · 4.125%
HK$32,131
baseline
▲ 0.50% · 4.625%
HK$33,825
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,262/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,228
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,137
−HK$924/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,951
+HK$1,890/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,516
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,388
−HK$885/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,080
+HK$1,807/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,546/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,055
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,021
−HK$982/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$35,011
+HK$2,008/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,548
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,475
−HK$940/mo
Today · 4.125%
HK$36,415
baseline
▲ 0.50% · 4.625%
HK$38,335
+HK$1,920/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,830/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,882
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,905
−HK$1,039/mo
Today · 4.125%
HK$34,944
baseline
▲ 0.50% · 4.625%
HK$37,070
+HK$2,126/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,888/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,581
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,562
−HK$995/mo
Today · 4.125%
HK$38,557
baseline
▲ 0.50% · 4.625%
HK$40,589
+HK$2,032/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,114/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,338 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).