▼ 0.50% · 3.625%
HK$12,956
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,359
−HK$410/mo
Today · 4.125%
HK$13,769
baseline
▲ 0.50% · 4.625%
HK$14,606
+HK$837/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,538/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,414
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,800
−HK$392/mo
Today · 4.125%
HK$15,192
baseline
▲ 0.50% · 4.625%
HK$15,993
+HK$801/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,384/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,252
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,695
−HK$450/mo
Today · 4.125%
HK$15,145
baseline
▲ 0.50% · 4.625%
HK$16,067
+HK$922/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$30,290/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,855
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,280
−HK$432/mo
Today · 4.125%
HK$16,712
baseline
▲ 0.50% · 4.625%
HK$17,592
+HK$880/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$33,424/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,547
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,031
−HK$491/mo
Today · 4.125%
HK$16,522
baseline
▲ 0.50% · 4.625%
HK$17,528
+HK$1,006/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,044/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,296
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,760
−HK$471/mo
Today · 4.125%
HK$18,231
baseline
▲ 0.50% · 4.625%
HK$19,192
+HK$961/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,462/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,843
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,367
−HK$532/mo
Today · 4.125%
HK$17,899
baseline
▲ 0.50% · 4.625%
HK$18,988
+HK$1,089/mo
Deposit HK$1.99M · loan HK$3.69M · min. income ≈ HK$35,798/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,738
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,240
−HK$510/mo
Today · 4.125%
HK$19,750
baseline
▲ 0.50% · 4.625%
HK$20,791
+HK$1,041/mo
Deposit HK$1.99M · loan HK$3.69M · min. income ≈ HK$39,500/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,139
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,703
−HK$573/mo
Today · 4.125%
HK$19,276
baseline
▲ 0.50% · 4.625%
HK$20,449
+HK$1,173/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$38,552/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,179
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,720
−HK$549/mo
Today · 4.125%
HK$21,269
baseline
▲ 0.50% · 4.625%
HK$22,390
+HK$1,121/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$42,538/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,434
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,039
−HK$614/mo
Today · 4.125%
HK$20,653
baseline
▲ 0.50% · 4.625%
HK$21,910
+HK$1,257/mo
Deposit HK$1.42M · loan HK$4.26M · min. income ≈ HK$41,306/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,620
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,200
−HK$588/mo
Today · 4.125%
HK$22,788
baseline
▲ 0.50% · 4.625%
HK$23,990
+HK$1,202/mo
Deposit HK$1.42M · loan HK$4.26M · min. income ≈ HK$45,576/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,375
−HK$655/mo
Today · 4.125%
HK$22,030
baseline
▲ 0.50% · 4.625%
HK$23,370
+HK$1,340/mo
Deposit HK$1.14M · loan HK$4.55M · min. income ≈ HK$44,060/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,062
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,680
−HK$628/mo
Today · 4.125%
HK$24,308
baseline
▲ 0.50% · 4.625%
HK$25,589
+HK$1,281/mo
Deposit HK$1.14M · loan HK$4.55M · min. income ≈ HK$48,616/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,025
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,711
−HK$696/mo
Today · 4.125%
HK$23,407
baseline
▲ 0.50% · 4.625%
HK$24,831
+HK$1,424/mo
Deposit HK$852K · loan HK$4.83M · min. income ≈ HK$46,814/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$667/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,361/mo
Deposit HK$852K · loan HK$4.83M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,321
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,046
−HK$737/mo
Today · 4.125%
HK$24,783
baseline
▲ 0.50% · 4.625%
HK$26,292
+HK$1,509/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,566/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,944
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,640
−HK$706/mo
Today · 4.125%
HK$27,346
baseline
▲ 0.50% · 4.625%
HK$28,788
+HK$1,442/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,692/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).