▼ 0.50% · 3.625%
HK$18,826
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,412
−HK$595/mo
Today · 4.125%
HK$20,007
baseline
▲ 0.50% · 4.625%
HK$21,224
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,014/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,944
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,506
−HK$570/mo
Today · 4.125%
HK$22,076
baseline
▲ 0.50% · 4.625%
HK$23,239
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,152/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,709
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,353
−HK$655/mo
Today · 4.125%
HK$22,008
baseline
▲ 0.50% · 4.625%
HK$23,347
+HK$1,339/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,016/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,039
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,656
−HK$627/mo
Today · 4.125%
HK$24,283
baseline
▲ 0.50% · 4.625%
HK$25,563
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,566/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,592
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,294
−HK$714/mo
Today · 4.125%
HK$24,008
baseline
▲ 0.50% · 4.625%
HK$25,469
+HK$1,461/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$48,016/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,133
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,807
−HK$684/mo
Today · 4.125%
HK$26,491
baseline
▲ 0.50% · 4.625%
HK$27,887
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,982/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,474
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,236
−HK$773/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,592
+HK$1,583/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,227
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,958
−HK$740/mo
Today · 4.125%
HK$28,698
baseline
▲ 0.50% · 4.625%
HK$30,211
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,396/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$833/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,714
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,108
−HK$798/mo
Today · 4.125%
HK$30,906
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,629/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,812/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,240
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,118
−HK$892/mo
Today · 4.125%
HK$30,010
baseline
▲ 0.50% · 4.625%
HK$31,836
+HK$1,826/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,020/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,416
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,259
−HK$855/mo
Today · 4.125%
HK$33,114
baseline
▲ 0.50% · 4.625%
HK$34,859
+HK$1,745/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,228/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,122
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,059
−HK$952/mo
Today · 4.125%
HK$32,011
baseline
▲ 0.50% · 4.625%
HK$33,959
+HK$1,948/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$64,022/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,511
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,409
−HK$912/mo
Today · 4.125%
HK$35,321
baseline
▲ 0.50% · 4.625%
HK$37,183
+HK$1,862/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,642/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,005
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$1,012/mo
Today · 4.125%
HK$34,012
baseline
▲ 0.50% · 4.625%
HK$36,081
+HK$2,069/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,024/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,605
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,560
−HK$969/mo
Today · 4.125%
HK$37,529
baseline
▲ 0.50% · 4.625%
HK$39,507
+HK$1,978/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,058/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,887
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,942
−HK$1,070/mo
Today · 4.125%
HK$36,012
baseline
▲ 0.50% · 4.625%
HK$38,204
+HK$2,192/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,024/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,699
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,711
−HK$1,025/mo
Today · 4.125%
HK$39,736
baseline
▲ 0.50% · 4.625%
HK$41,831
+HK$2,095/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,472/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).