▼ 0.50% · 3.625%
HK$19,284
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,884
−HK$609/mo
Today · 4.125%
HK$20,493
baseline
▲ 0.50% · 4.625%
HK$21,740
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,986/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,453
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,029
−HK$583/mo
Today · 4.125%
HK$22,612
baseline
▲ 0.50% · 4.625%
HK$23,804
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,224/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,212
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,872
−HK$671/mo
Today · 4.125%
HK$22,543
baseline
▲ 0.50% · 4.625%
HK$23,914
+HK$1,371/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,086/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,599
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,231
−HK$642/mo
Today · 4.125%
HK$24,873
baseline
▲ 0.50% · 4.625%
HK$26,185
+HK$1,312/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,746/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,141
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,861
−HK$731/mo
Today · 4.125%
HK$24,592
baseline
▲ 0.50% · 4.625%
HK$26,088
+HK$1,496/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,184/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,744
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,434
−HK$701/mo
Today · 4.125%
HK$27,135
baseline
▲ 0.50% · 4.625%
HK$28,565
+HK$1,430/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,270/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,069
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,849
−HK$792/mo
Today · 4.125%
HK$26,641
baseline
▲ 0.50% · 4.625%
HK$28,262
+HK$1,621/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,282/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,889
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,637
−HK$759/mo
Today · 4.125%
HK$29,396
baseline
▲ 0.50% · 4.625%
HK$30,945
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,792/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,998
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,837
−HK$854/mo
Today · 4.125%
HK$28,691
baseline
▲ 0.50% · 4.625%
HK$30,436
+HK$1,745/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,382/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,035
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,840
−HK$817/mo
Today · 4.125%
HK$31,657
baseline
▲ 0.50% · 4.625%
HK$33,326
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,314/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,926
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,826
−HK$914/mo
Today · 4.125%
HK$30,740
baseline
▲ 0.50% · 4.625%
HK$32,610
+HK$1,870/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,480/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,180
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,043
−HK$875/mo
Today · 4.125%
HK$33,918
baseline
▲ 0.50% · 4.625%
HK$35,706
+HK$1,788/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,836/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,854
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,814
−HK$975/mo
Today · 4.125%
HK$32,789
baseline
▲ 0.50% · 4.625%
HK$34,784
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,578/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,325
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,246
−HK$934/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,087
+HK$1,907/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,783
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,802
−HK$1,037/mo
Today · 4.125%
HK$34,839
baseline
▲ 0.50% · 4.625%
HK$36,958
+HK$2,119/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,678/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,470
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,449
−HK$992/mo
Today · 4.125%
HK$38,441
baseline
▲ 0.50% · 4.625%
HK$40,467
+HK$2,026/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,882/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,711
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,791
−HK$1,097/mo
Today · 4.125%
HK$36,888
baseline
▲ 0.50% · 4.625%
HK$39,132
+HK$2,244/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,776/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,616
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,651
−HK$1,051/mo
Today · 4.125%
HK$40,702
baseline
▲ 0.50% · 4.625%
HK$42,848
+HK$2,146/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,404/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).