▼ 0.50% · 3.625%
HK$17,344
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,884
−HK$548/mo
Today · 4.125%
HK$18,432
baseline
▲ 0.50% · 4.625%
HK$19,553
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,864/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,295
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,813
−HK$525/mo
Today · 4.125%
HK$20,338
baseline
▲ 0.50% · 4.625%
HK$21,410
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,676/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,079
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,672
−HK$603/mo
Today · 4.125%
HK$20,275
baseline
▲ 0.50% · 4.625%
HK$21,509
+HK$1,234/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,550/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,225
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,794
−HK$577/mo
Today · 4.125%
HK$22,371
baseline
▲ 0.50% · 4.625%
HK$23,551
+HK$1,180/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,742/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,813
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,460
−HK$658/mo
Today · 4.125%
HK$22,118
baseline
▲ 0.50% · 4.625%
HK$23,464
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,236/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,154
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,775
−HK$630/mo
Today · 4.125%
HK$24,405
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,810/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,547
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,249
−HK$712/mo
Today · 4.125%
HK$23,961
baseline
▲ 0.50% · 4.625%
HK$25,419
+HK$1,458/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,922/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,084
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,756
−HK$683/mo
Today · 4.125%
HK$26,439
baseline
▲ 0.50% · 4.625%
HK$27,833
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,878/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,282
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,037
−HK$767/mo
Today · 4.125%
HK$25,804
baseline
▲ 0.50% · 4.625%
HK$27,375
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,608/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,013
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,738
−HK$735/mo
Today · 4.125%
HK$28,473
baseline
▲ 0.50% · 4.625%
HK$29,974
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,946/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,825
−HK$823/mo
Today · 4.125%
HK$27,648
baseline
▲ 0.50% · 4.625%
HK$29,330
+HK$1,682/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,296/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,943
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$787/mo
Today · 4.125%
HK$30,506
baseline
▲ 0.50% · 4.625%
HK$32,115
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$61,012/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,751
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,614
−HK$877/mo
Today · 4.125%
HK$29,491
baseline
▲ 0.50% · 4.625%
HK$31,285
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,982/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,872
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,700
−HK$840/mo
Today · 4.125%
HK$32,540
baseline
▲ 0.50% · 4.625%
HK$34,255
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,080/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,485
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$932/mo
Today · 4.125%
HK$31,334
baseline
▲ 0.50% · 4.625%
HK$33,241
+HK$1,907/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,668/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,802
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,682
−HK$892/mo
Today · 4.125%
HK$34,574
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$1,822/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,148/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,191
−HK$986/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$35,196
+HK$2,019/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,731
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,663
−HK$945/mo
Today · 4.125%
HK$36,608
baseline
▲ 0.50% · 4.625%
HK$38,537
+HK$1,929/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,216/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).