▼ 0.50% · 3.625%
HK$18,927
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,515
−HK$598/mo
Today · 4.125%
HK$20,113
baseline
▲ 0.50% · 4.625%
HK$21,337
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,226/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,056
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,620
−HK$573/mo
Today · 4.125%
HK$22,193
baseline
▲ 0.50% · 4.625%
HK$23,363
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,386/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,819
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,467
−HK$658/mo
Today · 4.125%
HK$22,125
baseline
▲ 0.50% · 4.625%
HK$23,471
+HK$1,346/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,250/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,782
−HK$630/mo
Today · 4.125%
HK$24,412
baseline
▲ 0.50% · 4.625%
HK$25,699
+HK$1,287/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,824/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,712
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,418
−HK$718/mo
Today · 4.125%
HK$24,136
baseline
▲ 0.50% · 4.625%
HK$25,605
+HK$1,469/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,272/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,267
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,944
−HK$688/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,404/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,605
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,370
−HK$777/mo
Today · 4.125%
HK$26,147
baseline
▲ 0.50% · 4.625%
HK$27,738
+HK$1,591/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,294/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,372
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,106
−HK$745/mo
Today · 4.125%
HK$28,851
baseline
▲ 0.50% · 4.625%
HK$30,372
+HK$1,521/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,702/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,497
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$838/mo
Today · 4.125%
HK$28,159
baseline
▲ 0.50% · 4.625%
HK$29,872
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,318/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,478
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,268
−HK$802/mo
Today · 4.125%
HK$31,070
baseline
▲ 0.50% · 4.625%
HK$32,708
+HK$1,638/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,140/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,390
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,273
−HK$897/mo
Today · 4.125%
HK$30,170
baseline
▲ 0.50% · 4.625%
HK$32,006
+HK$1,836/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,340/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,430
−HK$860/mo
Today · 4.125%
HK$33,290
baseline
▲ 0.50% · 4.625%
HK$35,044
+HK$1,754/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,580/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,282
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$957/mo
Today · 4.125%
HK$32,181
baseline
▲ 0.50% · 4.625%
HK$34,140
+HK$1,959/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,362/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,689
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,592
−HK$917/mo
Today · 4.125%
HK$35,509
baseline
▲ 0.50% · 4.625%
HK$37,381
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,018/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,175
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,176
−HK$1,017/mo
Today · 4.125%
HK$34,193
baseline
▲ 0.50% · 4.625%
HK$36,273
+HK$2,080/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,386/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,795
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,755
−HK$973/mo
Today · 4.125%
HK$37,728
baseline
▲ 0.50% · 4.625%
HK$39,717
+HK$1,989/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,456/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,068
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$1,077/mo
Today · 4.125%
HK$36,204
baseline
▲ 0.50% · 4.625%
HK$38,407
+HK$2,203/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,408/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,900
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,917
−HK$1,031/mo
Today · 4.125%
HK$39,948
baseline
▲ 0.50% · 4.625%
HK$42,053
+HK$2,105/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,896/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,006 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).