▼ 0.50% · 3.625%
HK$16,327
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,835
−HK$516/mo
Today · 4.125%
HK$17,351
baseline
▲ 0.50% · 4.625%
HK$18,407
+HK$1,056/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,702/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,164
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,651
−HK$494/mo
Today · 4.125%
HK$19,145
baseline
▲ 0.50% · 4.625%
HK$20,155
+HK$1,010/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,290/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,960
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,519
−HK$567/mo
Today · 4.125%
HK$19,086
baseline
▲ 0.50% · 4.625%
HK$20,248
+HK$1,162/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$38,172/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,980
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,516
−HK$544/mo
Today · 4.125%
HK$21,060
baseline
▲ 0.50% · 4.625%
HK$22,170
+HK$1,110/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$42,120/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,593
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,202
−HK$620/mo
Today · 4.125%
HK$20,822
baseline
▲ 0.50% · 4.625%
HK$22,088
+HK$1,266/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$41,644/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,797
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,381
−HK$594/mo
Today · 4.125%
HK$22,975
baseline
▲ 0.50% · 4.625%
HK$24,186
+HK$1,211/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$45,950/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,226
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,886
−HK$671/mo
Today · 4.125%
HK$22,557
baseline
▲ 0.50% · 4.625%
HK$23,929
+HK$1,372/mo
Deposit HK$2.51M · loan HK$4.65M · min. income ≈ HK$45,114/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,613
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,247
−HK$642/mo
Today · 4.125%
HK$24,889
baseline
▲ 0.50% · 4.625%
HK$26,201
+HK$1,312/mo
Deposit HK$2.51M · loan HK$4.65M · min. income ≈ HK$49,778/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,858
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,569
−HK$723/mo
Today · 4.125%
HK$24,292
baseline
▲ 0.50% · 4.625%
HK$25,770
+HK$1,478/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,584/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,430
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,112
−HK$692/mo
Today · 4.125%
HK$26,804
baseline
▲ 0.50% · 4.625%
HK$28,216
+HK$1,412/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,608/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,491
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,253
−HK$774/mo
Today · 4.125%
HK$26,027
baseline
▲ 0.50% · 4.625%
HK$27,611
+HK$1,584/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$52,054/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,246
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,977
−HK$741/mo
Today · 4.125%
HK$28,718
baseline
▲ 0.50% · 4.625%
HK$30,232
+HK$1,514/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$57,436/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,124
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,936
−HK$826/mo
Today · 4.125%
HK$27,762
baseline
▲ 0.50% · 4.625%
HK$29,451
+HK$1,689/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$55,524/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,063
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,842
−HK$791/mo
Today · 4.125%
HK$30,633
baseline
▲ 0.50% · 4.625%
HK$32,247
+HK$1,614/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$61,266/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,620
−HK$877/mo
Today · 4.125%
HK$29,497
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,795/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$58,994/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,879
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$840/mo
Today · 4.125%
HK$32,547
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,716/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$65,094/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,389
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$928/mo
Today · 4.125%
HK$31,232
baseline
▲ 0.50% · 4.625%
HK$33,133
+HK$1,901/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$62,464/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,695
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,572
−HK$890/mo
Today · 4.125%
HK$34,462
baseline
▲ 0.50% · 4.625%
HK$36,278
+HK$1,816/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$68,924/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,811 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).