▼ 0.50% · 3.625%
HK$18,979
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,569
−HK$600/mo
Today · 4.125%
HK$20,169
baseline
▲ 0.50% · 4.625%
HK$21,397
+HK$1,228/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,338/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,114
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,680
−HK$575/mo
Today · 4.125%
HK$22,255
baseline
▲ 0.50% · 4.625%
HK$23,428
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,510/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,877
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,526
−HK$660/mo
Today · 4.125%
HK$22,186
baseline
▲ 0.50% · 4.625%
HK$23,536
+HK$1,350/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,372/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,225
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,848
−HK$632/mo
Today · 4.125%
HK$24,480
baseline
▲ 0.50% · 4.625%
HK$25,771
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,960/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,775
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,483
−HK$720/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,676
+HK$1,473/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,337
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,016
−HK$690/mo
Today · 4.125%
HK$26,706
baseline
▲ 0.50% · 4.625%
HK$28,113
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,412/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,673
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,440
−HK$780/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,815
+HK$1,595/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,448
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$747/mo
Today · 4.125%
HK$28,931
baseline
▲ 0.50% · 4.625%
HK$30,456
+HK$1,525/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,862/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,571
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,397
−HK$840/mo
Today · 4.125%
HK$28,237
baseline
▲ 0.50% · 4.625%
HK$29,955
+HK$1,718/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,474/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,560
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$805/mo
Today · 4.125%
HK$31,157
baseline
▲ 0.50% · 4.625%
HK$32,799
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,314/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,469
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,354
−HK$900/mo
Today · 4.125%
HK$30,254
baseline
▲ 0.50% · 4.625%
HK$32,095
+HK$1,841/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,508/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,671
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,520
−HK$862/mo
Today · 4.125%
HK$33,382
baseline
▲ 0.50% · 4.625%
HK$35,142
+HK$1,760/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,764/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,367
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,311
−HK$960/mo
Today · 4.125%
HK$32,271
baseline
▲ 0.50% · 4.625%
HK$34,234
+HK$1,963/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,542/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,782
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$919/mo
Today · 4.125%
HK$35,608
baseline
▲ 0.50% · 4.625%
HK$37,485
+HK$1,877/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,216/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,264
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,268
−HK$1,020/mo
Today · 4.125%
HK$34,288
baseline
▲ 0.50% · 4.625%
HK$36,374
+HK$2,086/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,576/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,894
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,857
−HK$976/mo
Today · 4.125%
HK$37,833
baseline
▲ 0.50% · 4.625%
HK$39,827
+HK$1,994/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,666/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,162
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,225
−HK$1,080/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,514
+HK$2,209/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,005
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,025
−HK$1,034/mo
Today · 4.125%
HK$40,059
baseline
▲ 0.50% · 4.625%
HK$42,170
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,118/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,697 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).