▼ 0.50% · 3.625%
HK$16,439
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,950
−HK$520/mo
Today · 4.125%
HK$17,470
baseline
▲ 0.50% · 4.625%
HK$18,533
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,940/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,288
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,779
−HK$497/mo
Today · 4.125%
HK$19,276
baseline
▲ 0.50% · 4.625%
HK$20,292
+HK$1,016/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,552/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,083
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,645
−HK$572/mo
Today · 4.125%
HK$19,217
baseline
▲ 0.50% · 4.625%
HK$20,386
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$38,434/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,117
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,656
−HK$548/mo
Today · 4.125%
HK$21,204
baseline
▲ 0.50% · 4.625%
HK$22,321
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$42,408/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,727
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$624/mo
Today · 4.125%
HK$20,964
baseline
▲ 0.50% · 4.625%
HK$22,239
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,928/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,946
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,534
−HK$597/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,351
+HK$1,220/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,371
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,035
−HK$676/mo
Today · 4.125%
HK$22,711
baseline
▲ 0.50% · 4.625%
HK$24,093
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,422/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,412
−HK$647/mo
Today · 4.125%
HK$25,059
baseline
▲ 0.50% · 4.625%
HK$26,380
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,118/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,014
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,730
−HK$728/mo
Today · 4.125%
HK$24,458
baseline
▲ 0.50% · 4.625%
HK$25,946
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,916/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,603
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,290
−HK$697/mo
Today · 4.125%
HK$26,987
baseline
▲ 0.50% · 4.625%
HK$28,409
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,974/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,658
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,425
−HK$780/mo
Today · 4.125%
HK$26,205
baseline
▲ 0.50% · 4.625%
HK$27,799
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,410/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,432
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,168
−HK$746/mo
Today · 4.125%
HK$28,914
baseline
▲ 0.50% · 4.625%
HK$30,438
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,828/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,302
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,120
−HK$832/mo
Today · 4.125%
HK$27,952
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,700/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,904/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,261
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$796/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,625/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,946
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,815
−HK$884/mo
Today · 4.125%
HK$29,699
baseline
▲ 0.50% · 4.625%
HK$31,506
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,398/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,090
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,924
−HK$845/mo
Today · 4.125%
HK$32,769
baseline
▲ 0.50% · 4.625%
HK$34,497
+HK$1,728/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,538/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,590
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,510
−HK$936/mo
Today · 4.125%
HK$31,446
baseline
▲ 0.50% · 4.625%
HK$33,359
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,892/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,919
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,801
−HK$896/mo
Today · 4.125%
HK$34,697
baseline
▲ 0.50% · 4.625%
HK$36,526
+HK$1,829/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,394/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,277 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).