▼ 0.50% · 3.625%
HK$19,454
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,059
−HK$615/mo
Today · 4.125%
HK$20,674
baseline
▲ 0.50% · 4.625%
HK$21,931
+HK$1,257/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,348/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,222
−HK$589/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,399
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,065
−HK$676/mo
Today · 4.125%
HK$22,741
baseline
▲ 0.50% · 4.625%
HK$24,125
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,482/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,806
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,445
−HK$647/mo
Today · 4.125%
HK$25,092
baseline
▲ 0.50% · 4.625%
HK$26,415
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,184/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,344
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,070
−HK$738/mo
Today · 4.125%
HK$24,808
baseline
▲ 0.50% · 4.625%
HK$26,318
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,616/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,970
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,667
−HK$706/mo
Today · 4.125%
HK$27,373
baseline
▲ 0.50% · 4.625%
HK$28,816
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,746/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,290
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,076
−HK$800/mo
Today · 4.125%
HK$26,876
baseline
▲ 0.50% · 4.625%
HK$28,511
+HK$1,635/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,752/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,135
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,889
−HK$766/mo
Today · 4.125%
HK$29,655
baseline
▲ 0.50% · 4.625%
HK$31,218
+HK$1,563/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,310/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,082
−HK$861/mo
Today · 4.125%
HK$28,943
baseline
▲ 0.50% · 4.625%
HK$30,704
+HK$1,761/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,886/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,299
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,111
−HK$825/mo
Today · 4.125%
HK$31,936
baseline
▲ 0.50% · 4.625%
HK$33,619
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,872/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,180
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,088
−HK$922/mo
Today · 4.125%
HK$31,010
baseline
▲ 0.50% · 4.625%
HK$32,897
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,020/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,463
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$883/mo
Today · 4.125%
HK$34,217
baseline
▲ 0.50% · 4.625%
HK$36,020
+HK$1,803/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,434/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,126
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,094
−HK$984/mo
Today · 4.125%
HK$33,078
baseline
▲ 0.50% · 4.625%
HK$35,090
+HK$2,012/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,156/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,627
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,556
−HK$942/mo
Today · 4.125%
HK$36,498
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$72,996/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,071
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,100
−HK$1,045/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$37,283
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,791
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,778
−HK$1,001/mo
Today · 4.125%
HK$38,779
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,044/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,558/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,017
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,106
−HK$1,106/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,477
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,956
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,060/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,225
+HK$2,165/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,940 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).