▼ 0.50% · 3.625%
HK$19,301
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,901
−HK$610/mo
Today · 4.125%
HK$20,511
baseline
▲ 0.50% · 4.625%
HK$21,759
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,022/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,472
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,048
−HK$584/mo
Today · 4.125%
HK$22,632
baseline
▲ 0.50% · 4.625%
HK$23,825
+HK$1,193/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,264/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,231
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,892
−HK$670/mo
Today · 4.125%
HK$22,562
baseline
▲ 0.50% · 4.625%
HK$23,935
+HK$1,373/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,124/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,619
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,253
−HK$642/mo
Today · 4.125%
HK$24,895
baseline
▲ 0.50% · 4.625%
HK$26,208
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,790/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,882
−HK$732/mo
Today · 4.125%
HK$24,614
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,497/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,228/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,767
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,458
−HK$701/mo
Today · 4.125%
HK$27,159
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,431/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,318/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,091
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,872
−HK$793/mo
Today · 4.125%
HK$26,665
baseline
▲ 0.50% · 4.625%
HK$28,287
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,330/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,914
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,662
−HK$760/mo
Today · 4.125%
HK$29,422
baseline
▲ 0.50% · 4.625%
HK$30,973
+HK$1,551/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,844/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,021
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,862
−HK$854/mo
Today · 4.125%
HK$28,716
baseline
▲ 0.50% · 4.625%
HK$30,463
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,432/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,061
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$818/mo
Today · 4.125%
HK$31,685
baseline
▲ 0.50% · 4.625%
HK$33,355
+HK$1,670/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,370/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,952
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,852
−HK$915/mo
Today · 4.125%
HK$30,767
baseline
▲ 0.50% · 4.625%
HK$32,639
+HK$1,872/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,534/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,208
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,072
−HK$876/mo
Today · 4.125%
HK$33,948
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$1,790/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,896/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,882
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,842
−HK$976/mo
Today · 4.125%
HK$32,818
baseline
▲ 0.50% · 4.625%
HK$34,815
+HK$1,997/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,636/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,355
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,277
−HK$935/mo
Today · 4.125%
HK$36,212
baseline
▲ 0.50% · 4.625%
HK$38,120
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,424/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,812
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,832
−HK$1,037/mo
Today · 4.125%
HK$34,869
baseline
▲ 0.50% · 4.625%
HK$36,991
+HK$2,122/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,738/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,503
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,482
−HK$993/mo
Today · 4.125%
HK$38,475
baseline
▲ 0.50% · 4.625%
HK$40,503
+HK$2,028/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,950/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,742
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,822
−HK$1,098/mo
Today · 4.125%
HK$36,920
baseline
▲ 0.50% · 4.625%
HK$39,167
+HK$2,247/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$73,840/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,650
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,686
−HK$1,052/mo
Today · 4.125%
HK$40,738
baseline
▲ 0.50% · 4.625%
HK$42,885
+HK$2,147/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$81,476/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).