▼ 0.50% · 3.625%
HK$17,359
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,899
−HK$549/mo
Today · 4.125%
HK$18,448
baseline
▲ 0.50% · 4.625%
HK$19,571
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,896/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,312
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,830
−HK$526/mo
Today · 4.125%
HK$20,356
baseline
▲ 0.50% · 4.625%
HK$21,429
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,712/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,095
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,689
−HK$604/mo
Today · 4.125%
HK$20,293
baseline
▲ 0.50% · 4.625%
HK$21,528
+HK$1,235/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,586/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,243
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,813
−HK$578/mo
Today · 4.125%
HK$22,391
baseline
▲ 0.50% · 4.625%
HK$23,571
+HK$1,180/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,782/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,831
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,479
−HK$659/mo
Today · 4.125%
HK$22,138
baseline
▲ 0.50% · 4.625%
HK$23,485
+HK$1,347/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,276/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,175
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$631/mo
Today · 4.125%
HK$24,427
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,287/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,854/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,567
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,269
−HK$713/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,442
+HK$1,460/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,106
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$683/mo
Today · 4.125%
HK$26,462
baseline
▲ 0.50% · 4.625%
HK$27,857
+HK$1,395/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,924/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,059
−HK$768/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,399
+HK$1,572/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$736/mo
Today · 4.125%
HK$28,498
baseline
▲ 0.50% · 4.625%
HK$30,000
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,996/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,849
−HK$823/mo
Today · 4.125%
HK$27,672
baseline
▲ 0.50% · 4.625%
HK$29,356
+HK$1,684/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,344/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,968
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,745
−HK$788/mo
Today · 4.125%
HK$30,533
baseline
▲ 0.50% · 4.625%
HK$32,143
+HK$1,610/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,066/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,775
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,639
−HK$878/mo
Today · 4.125%
HK$29,517
baseline
▲ 0.50% · 4.625%
HK$31,313
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,034/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,900
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$841/mo
Today · 4.125%
HK$32,569
baseline
▲ 0.50% · 4.625%
HK$34,286
+HK$1,717/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,138/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,511
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,429
−HK$933/mo
Today · 4.125%
HK$31,362
baseline
▲ 0.50% · 4.625%
HK$33,270
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,724/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,831
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$894/mo
Today · 4.125%
HK$34,605
baseline
▲ 0.50% · 4.625%
HK$36,429
+HK$1,824/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,210/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,247
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,219
−HK$988/mo
Today · 4.125%
HK$33,207
baseline
▲ 0.50% · 4.625%
HK$35,227
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,414/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,762
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,694
−HK$946/mo
Today · 4.125%
HK$36,640
baseline
▲ 0.50% · 4.625%
HK$38,571
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,280/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).