▼ 0.50% · 3.625%
HK$18,782
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,367
−HK$593/mo
Today · 4.125%
HK$19,960
baseline
▲ 0.50% · 4.625%
HK$21,175
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,920/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,895
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,456
−HK$568/mo
Today · 4.125%
HK$22,024
baseline
▲ 0.50% · 4.625%
HK$23,185
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,048/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,661
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,303
−HK$653/mo
Today · 4.125%
HK$21,956
baseline
▲ 0.50% · 4.625%
HK$23,292
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,912/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,985
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,601
−HK$625/mo
Today · 4.125%
HK$24,226
baseline
▲ 0.50% · 4.625%
HK$25,503
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,452/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,539
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,240
−HK$712/mo
Today · 4.125%
HK$23,952
baseline
▲ 0.50% · 4.625%
HK$25,410
+HK$1,458/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,904/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,074
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,747
−HK$682/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$27,822
+HK$1,393/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,417
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$771/mo
Today · 4.125%
HK$25,948
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,579/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,896/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,164
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$739/mo
Today · 4.125%
HK$28,631
baseline
▲ 0.50% · 4.625%
HK$30,140
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,262/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,295
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,113
−HK$831/mo
Today · 4.125%
HK$27,944
baseline
▲ 0.50% · 4.625%
HK$29,645
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,888/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,253
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,038
−HK$796/mo
Today · 4.125%
HK$30,834
baseline
▲ 0.50% · 4.625%
HK$32,459
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,668/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,050
−HK$890/mo
Today · 4.125%
HK$29,940
baseline
▲ 0.50% · 4.625%
HK$31,762
+HK$1,822/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,880/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,343
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$853/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,741/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,052
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,987
−HK$949/mo
Today · 4.125%
HK$31,936
baseline
▲ 0.50% · 4.625%
HK$33,880
+HK$1,944/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,872/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,329
−HK$910/mo
Today · 4.125%
HK$35,239
baseline
▲ 0.50% · 4.625%
HK$37,096
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,478/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,930
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,923
−HK$1,009/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,997
+HK$2,065/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,522
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,474
−HK$967/mo
Today · 4.125%
HK$37,441
baseline
▲ 0.50% · 4.625%
HK$39,414
+HK$1,973/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,882/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,808
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$1,068/mo
Today · 4.125%
HK$35,928
baseline
▲ 0.50% · 4.625%
HK$38,114
+HK$2,186/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$71,856/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,611
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,023/mo
Today · 4.125%
HK$39,643
baseline
▲ 0.50% · 4.625%
HK$41,733
+HK$2,090/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$79,286/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,109 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).