▼ 0.50% · 3.625%
HK$16,401
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,911
−HK$519/mo
Today · 4.125%
HK$17,430
baseline
▲ 0.50% · 4.625%
HK$18,490
+HK$1,060/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,860/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,246
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,735
−HK$497/mo
Today · 4.125%
HK$19,232
baseline
▲ 0.50% · 4.625%
HK$20,246
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,464/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,041
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,602
−HK$571/mo
Today · 4.125%
HK$19,173
baseline
▲ 0.50% · 4.625%
HK$20,339
+HK$1,166/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,346/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,071
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,609
−HK$546/mo
Today · 4.125%
HK$21,155
baseline
▲ 0.50% · 4.625%
HK$22,270
+HK$1,115/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,310/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,681
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,294
−HK$622/mo
Today · 4.125%
HK$20,916
baseline
▲ 0.50% · 4.625%
HK$22,188
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,832/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,895
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,483
−HK$595/mo
Today · 4.125%
HK$23,078
baseline
▲ 0.50% · 4.625%
HK$24,295
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,156/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,321
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,985
−HK$674/mo
Today · 4.125%
HK$22,659
baseline
▲ 0.50% · 4.625%
HK$24,037
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,318/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,720
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,356
−HK$645/mo
Today · 4.125%
HK$25,001
baseline
▲ 0.50% · 4.625%
HK$26,319
+HK$1,318/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,002/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,676
−HK$725/mo
Today · 4.125%
HK$24,401
baseline
▲ 0.50% · 4.625%
HK$25,886
+HK$1,485/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,802/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,545
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$695/mo
Today · 4.125%
HK$26,925
baseline
▲ 0.50% · 4.625%
HK$28,344
+HK$1,419/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,850/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,602
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,367
−HK$777/mo
Today · 4.125%
HK$26,144
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,591/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,288/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,369
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$745/mo
Today · 4.125%
HK$28,848
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,520/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,696/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,242
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,058
−HK$829/mo
Today · 4.125%
HK$27,887
baseline
▲ 0.50% · 4.625%
HK$29,584
+HK$1,697/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,774/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,194
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,977
−HK$794/mo
Today · 4.125%
HK$30,771
baseline
▲ 0.50% · 4.625%
HK$32,393
+HK$1,622/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,542/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,882
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,749
−HK$881/mo
Today · 4.125%
HK$29,630
baseline
▲ 0.50% · 4.625%
HK$31,433
+HK$1,803/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,260/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,018
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,850
−HK$844/mo
Today · 4.125%
HK$32,694
baseline
▲ 0.50% · 4.625%
HK$34,418
+HK$1,724/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,388/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,522
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,440
−HK$933/mo
Today · 4.125%
HK$31,373
baseline
▲ 0.50% · 4.625%
HK$33,282
+HK$1,909/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,746/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,843
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$893/mo
Today · 4.125%
HK$34,617
baseline
▲ 0.50% · 4.625%
HK$36,442
+HK$1,825/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,234/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,781 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).