▼ 0.50% · 3.625%
HK$16,518
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,032
−HK$522/mo
Today · 4.125%
HK$17,554
baseline
▲ 0.50% · 4.625%
HK$18,622
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,108/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,377
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,869
−HK$500/mo
Today · 4.125%
HK$19,369
baseline
▲ 0.50% · 4.625%
HK$20,390
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,738/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,170
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,735
−HK$575/mo
Today · 4.125%
HK$19,310
baseline
▲ 0.50% · 4.625%
HK$20,485
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,620/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,214
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,756
−HK$550/mo
Today · 4.125%
HK$21,306
baseline
▲ 0.50% · 4.625%
HK$22,429
+HK$1,123/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,612/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,822
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,439
−HK$626/mo
Today · 4.125%
HK$21,065
baseline
▲ 0.50% · 4.625%
HK$22,347
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,130/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,052
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,643
−HK$600/mo
Today · 4.125%
HK$23,243
baseline
▲ 0.50% · 4.625%
HK$24,468
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,486/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,474
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,142
−HK$679/mo
Today · 4.125%
HK$22,821
baseline
▲ 0.50% · 4.625%
HK$24,209
+HK$1,388/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,642/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,890
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,530
−HK$650/mo
Today · 4.125%
HK$25,180
baseline
▲ 0.50% · 4.625%
HK$26,507
+HK$1,327/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,360/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,126
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,845
−HK$731/mo
Today · 4.125%
HK$24,576
baseline
▲ 0.50% · 4.625%
HK$26,071
+HK$1,495/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,152/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,727
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,417
−HK$700/mo
Today · 4.125%
HK$27,117
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,430/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,234/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,778
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,548
−HK$783/mo
Today · 4.125%
HK$26,331
baseline
▲ 0.50% · 4.625%
HK$27,934
+HK$1,603/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,662/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,565
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,304
−HK$750/mo
Today · 4.125%
HK$29,054
baseline
▲ 0.50% · 4.625%
HK$30,586
+HK$1,532/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,108/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,429
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,252
−HK$835/mo
Today · 4.125%
HK$28,087
baseline
▲ 0.50% · 4.625%
HK$29,796
+HK$1,709/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,174/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,402
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,191
−HK$800/mo
Today · 4.125%
HK$30,991
baseline
▲ 0.50% · 4.625%
HK$32,625
+HK$1,634/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$61,982/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,081
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,955
−HK$887/mo
Today · 4.125%
HK$29,842
baseline
▲ 0.50% · 4.625%
HK$31,658
+HK$1,816/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,684/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,240
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,078
−HK$850/mo
Today · 4.125%
HK$32,928
baseline
▲ 0.50% · 4.625%
HK$34,664
+HK$1,736/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,856/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,733
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,658
−HK$940/mo
Today · 4.125%
HK$31,598
baseline
▲ 0.50% · 4.625%
HK$33,520
+HK$1,922/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,196/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,078
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,965
−HK$900/mo
Today · 4.125%
HK$34,865
baseline
▲ 0.50% · 4.625%
HK$36,703
+HK$1,838/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,730/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,323 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).