▼ 0.50% · 3.625%
HK$18,600
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,179
−HK$587/mo
Today · 4.125%
HK$19,766
baseline
▲ 0.50% · 4.625%
HK$20,969
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,532/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,692
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,247
−HK$563/mo
Today · 4.125%
HK$21,810
baseline
▲ 0.50% · 4.625%
HK$22,960
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,620/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,460
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,096
−HK$647/mo
Today · 4.125%
HK$21,743
baseline
▲ 0.50% · 4.625%
HK$23,066
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,486/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,762
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,372
−HK$619/mo
Today · 4.125%
HK$23,991
baseline
▲ 0.50% · 4.625%
HK$25,256
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$47,982/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,320
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,014
−HK$706/mo
Today · 4.125%
HK$23,720
baseline
▲ 0.50% · 4.625%
HK$25,163
+HK$1,443/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,440/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,831
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,497
−HK$675/mo
Today · 4.125%
HK$26,172
baseline
▲ 0.50% · 4.625%
HK$27,552
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,344/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,180
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,932
−HK$764/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,260
+HK$1,564/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,621
−HK$732/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,495/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,040
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,850
−HK$823/mo
Today · 4.125%
HK$27,673
baseline
▲ 0.50% · 4.625%
HK$29,357
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,346/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,969
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,746
−HK$788/mo
Today · 4.125%
HK$30,534
baseline
▲ 0.50% · 4.625%
HK$32,144
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,068/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,900
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,768
−HK$882/mo
Today · 4.125%
HK$29,650
baseline
▲ 0.50% · 4.625%
HK$31,454
+HK$1,804/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,300/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$844/mo
Today · 4.125%
HK$32,715
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,430/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,760
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,686
−HK$940/mo
Today · 4.125%
HK$31,626
baseline
▲ 0.50% · 4.625%
HK$33,551
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,252/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$900/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,620
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,604
−HK$999/mo
Today · 4.125%
HK$33,603
baseline
▲ 0.50% · 4.625%
HK$35,648
+HK$2,045/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,206/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,177
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$957/mo
Today · 4.125%
HK$37,077
baseline
▲ 0.50% · 4.625%
HK$39,032
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,154/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,480
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,521
−HK$1,059/mo
Today · 4.125%
HK$35,580
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$2,164/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,160/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,246
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,014/mo
Today · 4.125%
HK$39,259
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,069/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,518/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,710 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).