▼ 0.50% · 3.625%
HK$12,560
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,951
−HK$397/mo
Today · 4.125%
HK$13,348
baseline
▲ 0.50% · 4.625%
HK$14,160
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,696/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,973
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,348
−HK$380/mo
Today · 4.125%
HK$14,728
baseline
▲ 0.50% · 4.625%
HK$15,504
+HK$776/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,456/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,816
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,246
−HK$436/mo
Today · 4.125%
HK$14,682
baseline
▲ 0.50% · 4.625%
HK$15,576
+HK$894/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$29,364/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,370
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,782
−HK$419/mo
Today · 4.125%
HK$16,201
baseline
▲ 0.50% · 4.625%
HK$17,055
+HK$854/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$32,402/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,072
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,541
−HK$476/mo
Today · 4.125%
HK$16,017
baseline
▲ 0.50% · 4.625%
HK$16,992
+HK$975/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,034/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,768
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,217
−HK$456/mo
Today · 4.125%
HK$17,673
baseline
▲ 0.50% · 4.625%
HK$18,605
+HK$932/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,346/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,328
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,836
−HK$516/mo
Today · 4.125%
HK$17,352
baseline
▲ 0.50% · 4.625%
HK$18,408
+HK$1,056/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$34,704/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,165
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,652
−HK$494/mo
Today · 4.125%
HK$19,146
baseline
▲ 0.50% · 4.625%
HK$20,155
+HK$1,009/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$38,292/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,584
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,131
−HK$556/mo
Today · 4.125%
HK$18,687
baseline
▲ 0.50% · 4.625%
HK$19,824
+HK$1,137/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,374/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,562
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,087
−HK$532/mo
Today · 4.125%
HK$20,619
baseline
▲ 0.50% · 4.625%
HK$21,706
+HK$1,087/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,238/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,840
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,426
−HK$596/mo
Today · 4.125%
HK$20,022
baseline
▲ 0.50% · 4.625%
HK$21,240
+HK$1,218/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$40,044/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,959
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$570/mo
Today · 4.125%
HK$22,092
baseline
▲ 0.50% · 4.625%
HK$23,256
+HK$1,164/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$44,184/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,096
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,721
−HK$635/mo
Today · 4.125%
HK$21,356
baseline
▲ 0.50% · 4.625%
HK$22,656
+HK$1,300/mo
Deposit HK$1.10M · loan HK$4.41M · min. income ≈ HK$42,712/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,357
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,956
−HK$609/mo
Today · 4.125%
HK$23,565
baseline
▲ 0.50% · 4.625%
HK$24,807
+HK$1,242/mo
Deposit HK$1.10M · loan HK$4.41M · min. income ≈ HK$47,130/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,352
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,016
−HK$675/mo
Today · 4.125%
HK$22,691
baseline
▲ 0.50% · 4.625%
HK$24,072
+HK$1,381/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$45,382/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,754
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,391
−HK$646/mo
Today · 4.125%
HK$25,037
baseline
▲ 0.50% · 4.625%
HK$26,357
+HK$1,320/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$50,074/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,608
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$715/mo
Today · 4.125%
HK$24,026
baseline
▲ 0.50% · 4.625%
HK$25,488
+HK$1,462/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,052/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,151
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,826
−HK$684/mo
Today · 4.125%
HK$26,510
baseline
▲ 0.50% · 4.625%
HK$27,908
+HK$1,398/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,020/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,935 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).