▼ 0.50% · 3.625%
HK$18,795
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,380
−HK$594/mo
Today · 4.125%
HK$19,974
baseline
▲ 0.50% · 4.625%
HK$21,189
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,948/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,910
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,471
−HK$568/mo
Today · 4.125%
HK$22,039
baseline
▲ 0.50% · 4.625%
HK$23,201
+HK$1,162/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,078/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,318
−HK$653/mo
Today · 4.125%
HK$21,971
baseline
▲ 0.50% · 4.625%
HK$23,308
+HK$1,337/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,942/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,001
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,618
−HK$625/mo
Today · 4.125%
HK$24,243
baseline
▲ 0.50% · 4.625%
HK$25,521
+HK$1,278/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,486/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,555
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,256
−HK$713/mo
Today · 4.125%
HK$23,969
baseline
▲ 0.50% · 4.625%
HK$25,427
+HK$1,458/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,938/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,092
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,765
−HK$682/mo
Today · 4.125%
HK$26,447
baseline
▲ 0.50% · 4.625%
HK$27,841
+HK$1,394/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,894/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,434
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,194
−HK$772/mo
Today · 4.125%
HK$25,966
baseline
▲ 0.50% · 4.625%
HK$27,546
+HK$1,580/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$51,932/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,183
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,912
−HK$739/mo
Today · 4.125%
HK$28,651
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,511/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$57,302/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,314
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$832/mo
Today · 4.125%
HK$27,964
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,928/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,274
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,059
−HK$796/mo
Today · 4.125%
HK$30,855
baseline
▲ 0.50% · 4.625%
HK$32,482
+HK$1,627/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,710/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,193
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,070
−HK$891/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,784
+HK$1,823/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,365
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,206
−HK$853/mo
Today · 4.125%
HK$33,059
baseline
▲ 0.50% · 4.625%
HK$34,802
+HK$1,743/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,118/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,073
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,008
−HK$951/mo
Today · 4.125%
HK$31,959
baseline
▲ 0.50% · 4.625%
HK$33,903
+HK$1,944/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,918/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,456
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$910/mo
Today · 4.125%
HK$35,263
baseline
▲ 0.50% · 4.625%
HK$37,122
+HK$1,859/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,526/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,952
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,946
−HK$1,010/mo
Today · 4.125%
HK$33,956
baseline
▲ 0.50% · 4.625%
HK$36,022
+HK$2,066/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,912/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,547
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,500
−HK$967/mo
Today · 4.125%
HK$37,467
baseline
▲ 0.50% · 4.625%
HK$39,442
+HK$1,975/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,934/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,832
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,884
−HK$1,069/mo
Today · 4.125%
HK$35,953
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$2,188/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,906/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,638
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,647
−HK$1,024/mo
Today · 4.125%
HK$39,671
baseline
▲ 0.50% · 4.625%
HK$41,762
+HK$2,091/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,342/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,281 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).