▼ 0.50% · 3.625%
HK$18,928
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,517
−HK$598/mo
Today · 4.125%
HK$20,115
baseline
▲ 0.50% · 4.625%
HK$21,339
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,230/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,057
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,622
−HK$573/mo
Today · 4.125%
HK$22,195
baseline
▲ 0.50% · 4.625%
HK$23,365
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,390/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,821
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,468
−HK$658/mo
Today · 4.125%
HK$22,126
baseline
▲ 0.50% · 4.625%
HK$23,473
+HK$1,347/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,252/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,163
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,784
−HK$630/mo
Today · 4.125%
HK$24,414
baseline
▲ 0.50% · 4.625%
HK$25,701
+HK$1,287/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,828/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,713
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,420
−HK$718/mo
Today · 4.125%
HK$24,138
baseline
▲ 0.50% · 4.625%
HK$25,606
+HK$1,468/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,276/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,268
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,946
−HK$688/mo
Today · 4.125%
HK$26,634
baseline
▲ 0.50% · 4.625%
HK$28,038
+HK$1,404/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,268/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,606
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$777/mo
Today · 4.125%
HK$26,149
baseline
▲ 0.50% · 4.625%
HK$27,740
+HK$1,591/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,298/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,374
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,108
−HK$745/mo
Today · 4.125%
HK$28,853
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,521/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,706/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,499
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,323
−HK$838/mo
Today · 4.125%
HK$28,161
baseline
▲ 0.50% · 4.625%
HK$29,874
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,322/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,480
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,270
−HK$803/mo
Today · 4.125%
HK$31,073
baseline
▲ 0.50% · 4.625%
HK$32,710
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,146/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,392
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,275
−HK$897/mo
Today · 4.125%
HK$30,172
baseline
▲ 0.50% · 4.625%
HK$32,008
+HK$1,836/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,344/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$859/mo
Today · 4.125%
HK$33,292
baseline
▲ 0.50% · 4.625%
HK$35,047
+HK$1,755/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,584/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,285
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,227
−HK$957/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$34,142
+HK$1,958/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,691
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,595
−HK$916/mo
Today · 4.125%
HK$35,511
baseline
▲ 0.50% · 4.625%
HK$37,383
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,022/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,177
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,178
−HK$1,017/mo
Today · 4.125%
HK$34,195
baseline
▲ 0.50% · 4.625%
HK$36,276
+HK$2,081/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,390/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,797
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,757
−HK$974/mo
Today · 4.125%
HK$37,731
baseline
▲ 0.50% · 4.625%
HK$39,720
+HK$1,989/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,462/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,070
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,130
−HK$1,077/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,410
+HK$2,203/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,903
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,919
−HK$1,031/mo
Today · 4.125%
HK$39,950
baseline
▲ 0.50% · 4.625%
HK$42,056
+HK$2,106/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,900/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,023 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).