▼ 0.50% · 3.625%
HK$18,447
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,021
−HK$583/mo
Today · 4.125%
HK$19,604
baseline
▲ 0.50% · 4.625%
HK$20,797
+HK$1,193/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,208/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,523
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,073
−HK$558/mo
Today · 4.125%
HK$21,631
baseline
▲ 0.50% · 4.625%
HK$22,772
+HK$1,141/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,262/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,292
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,923
−HK$642/mo
Today · 4.125%
HK$21,565
baseline
▲ 0.50% · 4.625%
HK$22,877
+HK$1,312/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,130/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,575
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,180
−HK$614/mo
Today · 4.125%
HK$23,794
baseline
▲ 0.50% · 4.625%
HK$25,049
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,588/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,137
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,825
−HK$700/mo
Today · 4.125%
HK$23,525
baseline
▲ 0.50% · 4.625%
HK$24,956
+HK$1,431/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$47,050/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,627
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,288
−HK$670/mo
Today · 4.125%
HK$25,958
baseline
▲ 0.50% · 4.625%
HK$27,326
+HK$1,368/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$51,916/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,982
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$757/mo
Today · 4.125%
HK$25,485
baseline
▲ 0.50% · 4.625%
HK$27,036
+HK$1,551/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,970/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,679
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,395
−HK$726/mo
Today · 4.125%
HK$28,121
baseline
▲ 0.50% · 4.625%
HK$29,603
+HK$1,482/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,242/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,826
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,630
−HK$816/mo
Today · 4.125%
HK$27,446
baseline
▲ 0.50% · 4.625%
HK$29,116
+HK$1,670/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,892/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,732
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,502
−HK$782/mo
Today · 4.125%
HK$30,284
baseline
▲ 0.50% · 4.625%
HK$31,880
+HK$1,596/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,568/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,671
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,532
−HK$874/mo
Today · 4.125%
HK$29,406
baseline
▲ 0.50% · 4.625%
HK$31,196
+HK$1,790/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,812/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,784
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$838/mo
Today · 4.125%
HK$32,447
baseline
▲ 0.50% · 4.625%
HK$34,157
+HK$1,710/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,894/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,516
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,434
−HK$933/mo
Today · 4.125%
HK$31,367
baseline
▲ 0.50% · 4.625%
HK$33,275
+HK$1,908/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,734/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,836
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,717
−HK$893/mo
Today · 4.125%
HK$34,610
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$1,824/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,220/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,361
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,336
−HK$991/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,355
+HK$2,028/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,888
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,824
−HK$949/mo
Today · 4.125%
HK$36,773
baseline
▲ 0.50% · 4.625%
HK$38,712
+HK$1,939/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,546/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,205
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$1,050/mo
Today · 4.125%
HK$35,288
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$2,147/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,576/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,941
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,931
−HK$1,005/mo
Today · 4.125%
HK$38,936
baseline
▲ 0.50% · 4.625%
HK$40,989
+HK$2,053/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,872/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).