▼ 0.50% · 3.625%
HK$21,790
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$688/mo
Today · 4.125%
HK$23,156
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,312/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,241
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,891
−HK$660/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,969
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,714
−HK$758/mo
Today · 4.125%
HK$25,472
baseline
▲ 0.50% · 4.625%
HK$27,022
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,944/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,665
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,380
−HK$726/mo
Today · 4.125%
HK$28,106
baseline
▲ 0.50% · 4.625%
HK$29,587
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,212/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,148
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,961
−HK$827/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,478
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,089
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,869
−HK$792/mo
Today · 4.125%
HK$30,661
baseline
▲ 0.50% · 4.625%
HK$32,277
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,322/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,327
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,208
−HK$895/mo
Today · 4.125%
HK$30,103
baseline
▲ 0.50% · 4.625%
HK$31,935
+HK$1,832/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,206/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,513
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,358
−HK$858/mo
Today · 4.125%
HK$33,216
baseline
▲ 0.50% · 4.625%
HK$34,967
+HK$1,751/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,432/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,506
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,455
−HK$964/mo
Today · 4.125%
HK$32,419
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,838/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,937
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$923/mo
Today · 4.125%
HK$35,771
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,542/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,685
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,701
−HK$1,033/mo
Today · 4.125%
HK$34,734
baseline
▲ 0.50% · 4.625%
HK$36,848
+HK$2,114/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,468/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,361
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,337
−HK$989/mo
Today · 4.125%
HK$38,326
baseline
▲ 0.50% · 4.625%
HK$40,346
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,652/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,864
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,948
−HK$1,102/mo
Today · 4.125%
HK$37,050
baseline
▲ 0.50% · 4.625%
HK$39,304
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,100/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,786
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,826
−HK$1,055/mo
Today · 4.125%
HK$40,881
baseline
▲ 0.50% · 4.625%
HK$43,036
+HK$2,155/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,762/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,043
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,195
−HK$1,171/mo
Today · 4.125%
HK$39,366
baseline
▲ 0.50% · 4.625%
HK$41,761
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,732/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,315
−HK$1,121/mo
Today · 4.125%
HK$43,436
baseline
▲ 0.50% · 4.625%
HK$45,726
+HK$2,290/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,222
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,442
−HK$1,239/mo
Today · 4.125%
HK$41,681
baseline
▲ 0.50% · 4.625%
HK$44,217
+HK$2,536/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,362/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,634
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,804
−HK$1,187/mo
Today · 4.125%
HK$45,991
baseline
▲ 0.50% · 4.625%
HK$48,415
+HK$2,424/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$91,982/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,588 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).