▼ 0.50% · 3.625%
HK$22,623
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,327
−HK$714/mo
Today · 4.125%
HK$24,041
baseline
▲ 0.50% · 4.625%
HK$25,504
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,082/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,168
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,843
−HK$684/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$27,926
+HK$1,399/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$787/mo
Today · 4.125%
HK$26,446
baseline
▲ 0.50% · 4.625%
HK$28,055
+HK$1,609/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$52,892/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,684
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,427
−HK$753/mo
Today · 4.125%
HK$29,180
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,538/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$58,360/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,147
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,992
−HK$858/mo
Today · 4.125%
HK$28,850
baseline
▲ 0.50% · 4.625%
HK$30,605
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,700/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,201
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,011
−HK$822/mo
Today · 4.125%
HK$31,833
baseline
▲ 0.50% · 4.625%
HK$33,511
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,666/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,324
−HK$930/mo
Today · 4.125%
HK$31,254
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,902/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,508/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,718
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,595
−HK$891/mo
Today · 4.125%
HK$34,486
baseline
▲ 0.50% · 4.625%
HK$36,303
+HK$1,817/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$68,972/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,672
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$1,001/mo
Today · 4.125%
HK$33,658
baseline
▲ 0.50% · 4.625%
HK$35,706
+HK$2,048/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$67,316/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,235
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,180
−HK$958/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,096
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,934
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$1,072/mo
Today · 4.125%
HK$36,062
baseline
▲ 0.50% · 4.625%
HK$38,256
+HK$2,194/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,124/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,751
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,764
−HK$1,027/mo
Today · 4.125%
HK$39,791
baseline
▲ 0.50% · 4.625%
HK$41,889
+HK$2,098/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,582/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,197
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$1,144/mo
Today · 4.125%
HK$38,466
baseline
▲ 0.50% · 4.625%
HK$40,807
+HK$2,341/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$76,932/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,268
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,348
−HK$1,096/mo
Today · 4.125%
HK$42,444
baseline
▲ 0.50% · 4.625%
HK$44,681
+HK$2,237/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$84,888/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,459
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,655
−HK$1,215/mo
Today · 4.125%
HK$40,870
baseline
▲ 0.50% · 4.625%
HK$43,357
+HK$2,487/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,740/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,785
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,932
−HK$1,165/mo
Today · 4.125%
HK$45,097
baseline
▲ 0.50% · 4.625%
HK$47,474
+HK$2,377/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,194/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,721
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,988
−HK$1,287/mo
Today · 4.125%
HK$43,275
baseline
▲ 0.50% · 4.625%
HK$45,908
+HK$2,633/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,550/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,302
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,517
−HK$1,232/mo
Today · 4.125%
HK$47,749
baseline
▲ 0.50% · 4.625%
HK$50,266
+HK$2,517/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,498/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).