▼ 0.50% · 3.625%
HK$20,651
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,293
−HK$653/mo
Today · 4.125%
HK$21,946
baseline
▲ 0.50% · 4.625%
HK$23,281
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,892/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,974
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,590
−HK$625/mo
Today · 4.125%
HK$24,215
baseline
▲ 0.50% · 4.625%
HK$25,491
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,430/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,716
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,423
−HK$717/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,609
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,271
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,949
−HK$688/mo
Today · 4.125%
HK$26,637
baseline
▲ 0.50% · 4.625%
HK$28,041
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,274/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,781
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,552
−HK$783/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,937
+HK$1,602/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,569
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,308
−HK$750/mo
Today · 4.125%
HK$29,058
baseline
▲ 0.50% · 4.625%
HK$30,590
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,116/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$849/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,266
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$813/mo
Today · 4.125%
HK$31,480
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,960/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,911
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,810
−HK$914/mo
Today · 4.125%
HK$30,724
baseline
▲ 0.50% · 4.625%
HK$32,594
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,448/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,163
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,026
−HK$875/mo
Today · 4.125%
HK$33,901
baseline
▲ 0.50% · 4.625%
HK$35,688
+HK$1,787/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,802/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,940
−HK$979/mo
Today · 4.125%
HK$32,919
baseline
▲ 0.50% · 4.625%
HK$34,922
+HK$2,003/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,838/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,461
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$938/mo
Today · 4.125%
HK$36,323
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$1,914/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,646/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,041
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,069
−HK$1,044/mo
Today · 4.125%
HK$35,113
baseline
▲ 0.50% · 4.625%
HK$37,250
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,226/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,758
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,744
−HK$1,000/mo
Today · 4.125%
HK$38,744
baseline
▲ 0.50% · 4.625%
HK$40,786
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,488/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,106
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,198
−HK$1,110/mo
Today · 4.125%
HK$37,308
baseline
▲ 0.50% · 4.625%
HK$39,578
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,616/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,056
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,103
−HK$1,063/mo
Today · 4.125%
HK$41,166
baseline
▲ 0.50% · 4.625%
HK$43,335
+HK$2,169/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,332/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,171
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,328
−HK$1,174/mo
Today · 4.125%
HK$39,502
baseline
▲ 0.50% · 4.625%
HK$41,906
+HK$2,404/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,004/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,353
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,462
−HK$1,125/mo
Today · 4.125%
HK$43,587
baseline
▲ 0.50% · 4.625%
HK$45,885
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,174/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,637 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).