▼ 0.50% · 3.625%
HK$18,575
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,153
−HK$587/mo
Today · 4.125%
HK$19,740
baseline
▲ 0.50% · 4.625%
HK$20,941
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,480/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,665
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,219
−HK$562/mo
Today · 4.125%
HK$21,781
baseline
▲ 0.50% · 4.625%
HK$22,930
+HK$1,149/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,562/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,433
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,069
−HK$645/mo
Today · 4.125%
HK$21,714
baseline
▲ 0.50% · 4.625%
HK$23,036
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,428/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,731
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,341
−HK$619/mo
Today · 4.125%
HK$23,960
baseline
▲ 0.50% · 4.625%
HK$25,222
+HK$1,262/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,920/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,290
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,984
−HK$704/mo
Today · 4.125%
HK$23,688
baseline
▲ 0.50% · 4.625%
HK$25,130
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,376/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,798
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,463
−HK$675/mo
Today · 4.125%
HK$26,138
baseline
▲ 0.50% · 4.625%
HK$27,515
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,276/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,148
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,899
−HK$763/mo
Today · 4.125%
HK$25,662
baseline
▲ 0.50% · 4.625%
HK$27,224
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,324/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,864
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$731/mo
Today · 4.125%
HK$28,316
baseline
▲ 0.50% · 4.625%
HK$29,808
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,632/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,006
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,814
−HK$822/mo
Today · 4.125%
HK$27,636
baseline
▲ 0.50% · 4.625%
HK$29,318
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,272/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,931
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,707
−HK$787/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,101
+HK$1,607/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,863
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,730
−HK$880/mo
Today · 4.125%
HK$29,610
baseline
▲ 0.50% · 4.625%
HK$31,412
+HK$1,802/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,220/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$843/mo
Today · 4.125%
HK$32,672
baseline
▲ 0.50% · 4.625%
HK$34,394
+HK$1,722/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,344/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,721
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,645
−HK$939/mo
Today · 4.125%
HK$31,584
baseline
▲ 0.50% · 4.625%
HK$33,506
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,168/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,064
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,951
−HK$899/mo
Today · 4.125%
HK$34,850
baseline
▲ 0.50% · 4.625%
HK$36,687
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,700/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,578
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,560
−HK$998/mo
Today · 4.125%
HK$33,558
baseline
▲ 0.50% · 4.625%
HK$35,600
+HK$2,042/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,116/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,130
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,073
−HK$955/mo
Today · 4.125%
HK$37,028
baseline
▲ 0.50% · 4.625%
HK$38,980
+HK$1,952/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,056/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,436
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,476
−HK$1,056/mo
Today · 4.125%
HK$35,532
baseline
▲ 0.50% · 4.625%
HK$37,694
+HK$2,162/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,064/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,197
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,194
−HK$1,013/mo
Today · 4.125%
HK$39,207
baseline
▲ 0.50% · 4.625%
HK$41,273
+HK$2,066/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,414/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,386 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).