▼ 0.50% · 3.625%
HK$21,863
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$691/mo
Today · 4.125%
HK$23,234
baseline
▲ 0.50% · 4.625%
HK$24,648
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,468/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,975
−HK$661/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,988
+HK$1,352/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,049
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,797
−HK$760/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,556/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,755
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,472
−HK$728/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,687
+HK$1,487/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,236
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$829/mo
Today · 4.125%
HK$27,881
baseline
▲ 0.50% · 4.625%
HK$29,577
+HK$1,696/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,762/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,187
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,970
−HK$794/mo
Today · 4.125%
HK$30,764
baseline
▲ 0.50% · 4.625%
HK$32,385
+HK$1,621/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,528/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$898/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,838/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$860/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,084
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,608
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,560
−HK$968/mo
Today · 4.125%
HK$32,528
baseline
▲ 0.50% · 4.625%
HK$34,507
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,056/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,051
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,965
−HK$926/mo
Today · 4.125%
HK$35,891
baseline
▲ 0.50% · 4.625%
HK$37,783
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,782/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,815
−HK$1,036/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,972
+HK$2,121/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,484
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$993/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,482
+HK$2,027/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,981
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,069
−HK$1,105/mo
Today · 4.125%
HK$37,174
baseline
▲ 0.50% · 4.625%
HK$39,436
+HK$2,262/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,348/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,916
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,959
−HK$1,059/mo
Today · 4.125%
HK$41,018
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,162/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,036/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,167
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,323
−HK$1,175/mo
Today · 4.125%
HK$39,498
baseline
▲ 0.50% · 4.625%
HK$41,901
+HK$2,403/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,996/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,348
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,457
−HK$1,125/mo
Today · 4.125%
HK$43,582
baseline
▲ 0.50% · 4.625%
HK$45,879
+HK$2,297/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,164/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,353
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,577
−HK$1,244/mo
Today · 4.125%
HK$41,821
baseline
▲ 0.50% · 4.625%
HK$44,366
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,642/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,780
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,954
−HK$1,192/mo
Today · 4.125%
HK$46,146
baseline
▲ 0.50% · 4.625%
HK$48,578
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,292/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).