▼ 0.50% · 3.625%
HK$22,049
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,735
−HK$697/mo
Today · 4.125%
HK$23,432
baseline
▲ 0.50% · 4.625%
HK$24,858
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,864/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,530
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,187
−HK$668/mo
Today · 4.125%
HK$25,855
baseline
▲ 0.50% · 4.625%
HK$27,218
+HK$1,363/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,710/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,009
−HK$766/mo
Today · 4.125%
HK$25,775
baseline
▲ 0.50% · 4.625%
HK$27,343
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,550/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,983
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,706
−HK$734/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$29,939
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,459
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,282
−HK$836/mo
Today · 4.125%
HK$28,118
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,236/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,435
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,225
−HK$801/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,661
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,556
−HK$906/mo
Today · 4.125%
HK$30,462
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$60,924/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,888
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,744
−HK$867/mo
Today · 4.125%
HK$33,611
baseline
▲ 0.50% · 4.625%
HK$35,383
+HK$1,772/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$67,222/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,869
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$976/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,341
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,262
−HK$935/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,105
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,103
−HK$1,045/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,794
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,781
−HK$1,001/mo
Today · 4.125%
HK$38,782
baseline
▲ 0.50% · 4.625%
HK$40,827
+HK$2,045/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,564/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,279
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,376
−HK$1,115/mo
Today · 4.125%
HK$37,491
baseline
▲ 0.50% · 4.625%
HK$39,772
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$74,982/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,247
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,300
−HK$1,068/mo
Today · 4.125%
HK$41,368
baseline
▲ 0.50% · 4.625%
HK$43,548
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$82,736/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,484
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,650
−HK$1,184/mo
Today · 4.125%
HK$39,834
baseline
▲ 0.50% · 4.625%
HK$42,258
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,668/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,700
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,819
−HK$1,134/mo
Today · 4.125%
HK$43,953
baseline
▲ 0.50% · 4.625%
HK$46,270
+HK$2,317/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,906/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,689
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,923
−HK$1,254/mo
Today · 4.125%
HK$42,177
baseline
▲ 0.50% · 4.625%
HK$44,744
+HK$2,567/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,354/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,153
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,337
−HK$1,202/mo
Today · 4.125%
HK$46,539
baseline
▲ 0.50% · 4.625%
HK$48,992
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,078/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,964 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).