▼ 0.50% · 3.625%
HK$21,533
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,203
−HK$680/mo
Today · 4.125%
HK$22,883
baseline
▲ 0.50% · 4.625%
HK$24,276
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,766/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,955
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,598
−HK$651/mo
Today · 4.125%
HK$25,249
baseline
▲ 0.50% · 4.625%
HK$26,580
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,498/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,686
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,423
−HK$749/mo
Today · 4.125%
HK$25,172
baseline
▲ 0.50% · 4.625%
HK$26,703
+HK$1,531/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,344/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,351
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,057
−HK$717/mo
Today · 4.125%
HK$27,774
baseline
▲ 0.50% · 4.625%
HK$29,238
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,548/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,839
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,643
−HK$817/mo
Today · 4.125%
HK$27,460
baseline
▲ 0.50% · 4.625%
HK$29,131
+HK$1,671/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,920/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,746
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,517
−HK$782/mo
Today · 4.125%
HK$30,299
baseline
▲ 0.50% · 4.625%
HK$31,896
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,598/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,993
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,864
−HK$884/mo
Today · 4.125%
HK$29,748
baseline
▲ 0.50% · 4.625%
HK$31,558
+HK$1,810/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,496/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,142
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,977
−HK$847/mo
Today · 4.125%
HK$32,824
baseline
▲ 0.50% · 4.625%
HK$34,554
+HK$1,730/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,648/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,146
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$952/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,986
+HK$1,950/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,537
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,437
−HK$912/mo
Today · 4.125%
HK$35,349
baseline
▲ 0.50% · 4.625%
HK$37,212
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,698/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,299
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,304
−HK$1,021/mo
Today · 4.125%
HK$34,325
baseline
▲ 0.50% · 4.625%
HK$36,413
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,650/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,933
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,896
−HK$978/mo
Today · 4.125%
HK$37,874
baseline
▲ 0.50% · 4.625%
HK$39,870
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,748/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,453
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,524
−HK$1,089/mo
Today · 4.125%
HK$36,613
baseline
▲ 0.50% · 4.625%
HK$38,841
+HK$2,228/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,226/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,328
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,356
−HK$1,043/mo
Today · 4.125%
HK$40,399
baseline
▲ 0.50% · 4.625%
HK$42,528
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,798/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,606
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,745
−HK$1,156/mo
Today · 4.125%
HK$38,901
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,368/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,802/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,724
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,816
−HK$1,108/mo
Today · 4.125%
HK$42,924
baseline
▲ 0.50% · 4.625%
HK$45,186
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,848/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,759
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,965
−HK$1,225/mo
Today · 4.125%
HK$41,190
baseline
▲ 0.50% · 4.625%
HK$43,696
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,380/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,119
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,276
−HK$1,173/mo
Today · 4.125%
HK$45,449
baseline
▲ 0.50% · 4.625%
HK$47,845
+HK$2,396/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,898/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,320 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).