▼ 0.50% · 3.625%
HK$21,732
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,408
−HK$687/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,500
+HK$1,405/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,825
−HK$658/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,343/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,905
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,649
−HK$755/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,950
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,594
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,308
−HK$723/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,509
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,078
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,890
−HK$824/mo
Today · 4.125%
HK$27,714
baseline
▲ 0.50% · 4.625%
HK$29,400
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,428/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,790
−HK$789/mo
Today · 4.125%
HK$30,579
baseline
▲ 0.50% · 4.625%
HK$32,191
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,158/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,252
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,130
−HK$893/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,827/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,430
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,273
−HK$855/mo
Today · 4.125%
HK$33,128
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$1,746/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$66,256/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,425
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,371
−HK$962/mo
Today · 4.125%
HK$32,333
baseline
▲ 0.50% · 4.625%
HK$34,300
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,666/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,847
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,755
−HK$921/mo
Today · 4.125%
HK$35,676
baseline
▲ 0.50% · 4.625%
HK$37,557
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,352/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,598
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,612
−HK$1,030/mo
Today · 4.125%
HK$34,642
baseline
▲ 0.50% · 4.625%
HK$36,750
+HK$2,108/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,284/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,265
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,238
−HK$986/mo
Today · 4.125%
HK$38,224
baseline
▲ 0.50% · 4.625%
HK$40,239
+HK$2,015/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,448/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,771
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$1,099/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$39,200
+HK$2,248/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,683
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,720
−HK$1,053/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$42,922
+HK$2,149/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,944
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,094
−HK$1,167/mo
Today · 4.125%
HK$39,261
baseline
▲ 0.50% · 4.625%
HK$41,650
+HK$2,389/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,522/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,100
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,203
−HK$1,118/mo
Today · 4.125%
HK$43,321
baseline
▲ 0.50% · 4.625%
HK$45,604
+HK$2,283/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,642/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,118
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,334
−HK$1,237/mo
Today · 4.125%
HK$41,571
baseline
▲ 0.50% · 4.625%
HK$44,100
+HK$2,529/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,142/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,518
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,685
−HK$1,184/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,418/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,053 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).