▼ 0.50% · 3.625%
HK$22,429
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,126
−HK$709/mo
Today · 4.125%
HK$23,835
baseline
▲ 0.50% · 4.625%
HK$25,286
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,670/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,952
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,621
−HK$679/mo
Today · 4.125%
HK$26,300
baseline
▲ 0.50% · 4.625%
HK$27,686
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,600/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,672
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,439
−HK$780/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,595/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$747/mo
Today · 4.125%
HK$28,930
baseline
▲ 0.50% · 4.625%
HK$30,455
+HK$1,525/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,860/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,914
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$850/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,741/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,942
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,745
−HK$815/mo
Today · 4.125%
HK$31,560
baseline
▲ 0.50% · 4.625%
HK$33,223
+HK$1,663/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,120/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,157
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,064
−HK$922/mo
Today · 4.125%
HK$30,986
baseline
▲ 0.50% · 4.625%
HK$32,871
+HK$1,885/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,972/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,437
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,307
−HK$883/mo
Today · 4.125%
HK$34,190
baseline
▲ 0.50% · 4.625%
HK$35,992
+HK$1,802/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,380/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,400
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,377
−HK$992/mo
Today · 4.125%
HK$33,369
baseline
▲ 0.50% · 4.625%
HK$35,400
+HK$2,031/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,738/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,932
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$951/mo
Today · 4.125%
HK$36,820
baseline
▲ 0.50% · 4.625%
HK$38,761
+HK$1,941/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,640/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,643
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,690
−HK$1,063/mo
Today · 4.125%
HK$35,753
baseline
▲ 0.50% · 4.625%
HK$37,928
+HK$2,175/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,506/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,428
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,431
−HK$1,019/mo
Today · 4.125%
HK$39,450
baseline
▲ 0.50% · 4.625%
HK$41,529
+HK$2,079/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,900/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,886
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,002
−HK$1,134/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,457
+HK$2,321/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,923
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,994
−HK$1,086/mo
Today · 4.125%
HK$42,080
baseline
▲ 0.50% · 4.625%
HK$44,298
+HK$2,218/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,160/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,129
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,315
−HK$1,205/mo
Today · 4.125%
HK$40,520
baseline
▲ 0.50% · 4.625%
HK$42,985
+HK$2,465/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$81,040/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,418
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,556
−HK$1,154/mo
Today · 4.125%
HK$44,710
baseline
▲ 0.50% · 4.625%
HK$47,066
+HK$2,356/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$89,420/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,372
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,628
−HK$1,275/mo
Today · 4.125%
HK$42,903
baseline
▲ 0.50% · 4.625%
HK$45,514
+HK$2,611/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$85,806/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,913
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,118
−HK$1,222/mo
Today · 4.125%
HK$47,340
baseline
▲ 0.50% · 4.625%
HK$49,835
+HK$2,495/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$94,680/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,607 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).