▼ 0.50% · 3.625%
HK$18,471
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,046
−HK$584/mo
Today · 4.125%
HK$19,630
baseline
▲ 0.50% · 4.625%
HK$20,824
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,260/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,549
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,100
−HK$559/mo
Today · 4.125%
HK$21,659
baseline
▲ 0.50% · 4.625%
HK$22,801
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,318/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,318
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,950
−HK$643/mo
Today · 4.125%
HK$21,593
baseline
▲ 0.50% · 4.625%
HK$22,906
+HK$1,313/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,186/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,604
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,210
−HK$615/mo
Today · 4.125%
HK$23,825
baseline
▲ 0.50% · 4.625%
HK$25,081
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,650/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,165
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,855
−HK$700/mo
Today · 4.125%
HK$23,555
baseline
▲ 0.50% · 4.625%
HK$24,989
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,110/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,659
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,320
−HK$671/mo
Today · 4.125%
HK$25,991
baseline
▲ 0.50% · 4.625%
HK$27,361
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,982/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,013
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,760
−HK$758/mo
Today · 4.125%
HK$25,518
baseline
▲ 0.50% · 4.625%
HK$27,071
+HK$1,553/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,036/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,714
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,430
−HK$727/mo
Today · 4.125%
HK$28,157
baseline
▲ 0.50% · 4.625%
HK$29,641
+HK$1,484/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,314/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,860
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,664
−HK$817/mo
Today · 4.125%
HK$27,481
baseline
▲ 0.50% · 4.625%
HK$29,154
+HK$1,673/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,962/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,769
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,540
−HK$783/mo
Today · 4.125%
HK$30,323
baseline
▲ 0.50% · 4.625%
HK$31,921
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,646/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$875/mo
Today · 4.125%
HK$29,444
baseline
▲ 0.50% · 4.625%
HK$31,236
+HK$1,792/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,888/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,824
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,650
−HK$839/mo
Today · 4.125%
HK$32,489
baseline
▲ 0.50% · 4.625%
HK$34,201
+HK$1,712/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$64,978/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,554
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,473
−HK$934/mo
Today · 4.125%
HK$31,407
baseline
▲ 0.50% · 4.625%
HK$33,318
+HK$1,911/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,814/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,879
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,760
−HK$895/mo
Today · 4.125%
HK$34,655
baseline
▲ 0.50% · 4.625%
HK$36,482
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,310/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,401
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,378
−HK$992/mo
Today · 4.125%
HK$33,370
baseline
▲ 0.50% · 4.625%
HK$35,401
+HK$2,031/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,740/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,933
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,870
−HK$951/mo
Today · 4.125%
HK$36,821
baseline
▲ 0.50% · 4.625%
HK$38,762
+HK$1,941/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,642/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,248
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,282
−HK$1,051/mo
Today · 4.125%
HK$35,333
baseline
▲ 0.50% · 4.625%
HK$37,483
+HK$2,150/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,666/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,988
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,980
−HK$1,007/mo
Today · 4.125%
HK$38,987
baseline
▲ 0.50% · 4.625%
HK$41,042
+HK$2,055/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,974/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,016 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).