▼ 0.50% · 3.625%
HK$22,802
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$720/mo
Today · 4.125%
HK$24,232
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,475/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,464/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$690/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,147
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,083
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,863
−HK$793/mo
Today · 4.125%
HK$26,656
baseline
▲ 0.50% · 4.625%
HK$28,277
+HK$1,621/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,312/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,904
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,653
−HK$759/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,550/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,363
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,214
−HK$865/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,848
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,441
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,257
−HK$829/mo
Today · 4.125%
HK$32,086
baseline
▲ 0.50% · 4.625%
HK$33,777
+HK$1,691/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,172/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,643
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,565
−HK$937/mo
Today · 4.125%
HK$31,502
baseline
▲ 0.50% · 4.625%
HK$33,419
+HK$1,917/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$63,004/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,978
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,862
−HK$897/mo
Today · 4.125%
HK$34,759
baseline
▲ 0.50% · 4.625%
HK$36,592
+HK$1,833/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,518/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,923
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,916
−HK$1,009/mo
Today · 4.125%
HK$33,925
baseline
▲ 0.50% · 4.625%
HK$35,989
+HK$2,064/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,850/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,514
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$966/mo
Today · 4.125%
HK$37,433
baseline
▲ 0.50% · 4.625%
HK$39,406
+HK$1,973/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,866/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,204
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$1,081/mo
Today · 4.125%
HK$36,348
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$2,212/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$72,696/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,051
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,072
−HK$1,035/mo
Today · 4.125%
HK$40,107
baseline
▲ 0.50% · 4.625%
HK$42,221
+HK$2,114/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$80,214/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,484
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,619
−HK$1,153/mo
Today · 4.125%
HK$38,772
baseline
▲ 0.50% · 4.625%
HK$41,131
+HK$2,359/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$77,544/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,588
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,105/mo
Today · 4.125%
HK$42,781
baseline
▲ 0.50% · 4.625%
HK$45,036
+HK$2,255/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$85,562/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,764
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,970
−HK$1,225/mo
Today · 4.125%
HK$41,195
baseline
▲ 0.50% · 4.625%
HK$43,702
+HK$2,507/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$82,390/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,125
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,281
−HK$1,173/mo
Today · 4.125%
HK$45,454
baseline
▲ 0.50% · 4.625%
HK$47,850
+HK$2,396/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$90,908/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,044
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,321
−HK$1,297/mo
Today · 4.125%
HK$43,618
baseline
▲ 0.50% · 4.625%
HK$46,272
+HK$2,654/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,236/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,661
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,886
−HK$1,242/mo
Today · 4.125%
HK$48,128
baseline
▲ 0.50% · 4.625%
HK$50,665
+HK$2,537/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,256/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).