▼ 0.50% · 3.625%
HK$22,328
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,022
−HK$706/mo
Today · 4.125%
HK$23,728
baseline
▲ 0.50% · 4.625%
HK$25,172
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,456/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,505
−HK$676/mo
Today · 4.125%
HK$26,181
baseline
▲ 0.50% · 4.625%
HK$27,561
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,362/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,560
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,324
−HK$777/mo
Today · 4.125%
HK$26,101
baseline
▲ 0.50% · 4.625%
HK$27,689
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,202/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,323
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,056
−HK$743/mo
Today · 4.125%
HK$28,799
baseline
▲ 0.50% · 4.625%
HK$30,317
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,598/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,793
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,627
−HK$846/mo
Today · 4.125%
HK$28,473
baseline
▲ 0.50% · 4.625%
HK$30,206
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,946/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,807
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,607
−HK$811/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,074
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,026
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,929
−HK$917/mo
Today · 4.125%
HK$30,846
baseline
▲ 0.50% · 4.625%
HK$32,723
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,692/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,291
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,157
−HK$879/mo
Today · 4.125%
HK$34,036
baseline
▲ 0.50% · 4.625%
HK$35,830
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,072/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,259
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,231
−HK$988/mo
Today · 4.125%
HK$33,219
baseline
▲ 0.50% · 4.625%
HK$35,240
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,438/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,775
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$946/mo
Today · 4.125%
HK$36,654
baseline
▲ 0.50% · 4.625%
HK$38,586
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,308/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,491
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$1,059/mo
Today · 4.125%
HK$35,592
baseline
▲ 0.50% · 4.625%
HK$37,757
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,184/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,259
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,258
−HK$1,014/mo
Today · 4.125%
HK$39,272
baseline
▲ 0.50% · 4.625%
HK$41,342
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,544/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,724
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,835
−HK$1,129/mo
Today · 4.125%
HK$37,964
baseline
▲ 0.50% · 4.625%
HK$40,275
+HK$2,311/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,928/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,743
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,809
−HK$1,081/mo
Today · 4.125%
HK$41,890
baseline
▲ 0.50% · 4.625%
HK$44,098
+HK$2,208/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,780/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,957
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,138
−HK$1,199/mo
Today · 4.125%
HK$40,337
baseline
▲ 0.50% · 4.625%
HK$42,792
+HK$2,455/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,674/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,227
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,359
−HK$1,149/mo
Today · 4.125%
HK$44,508
baseline
▲ 0.50% · 4.625%
HK$46,854
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,016/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,190
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,440
−HK$1,270/mo
Today · 4.125%
HK$42,710
baseline
▲ 0.50% · 4.625%
HK$45,309
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,420/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,711
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,910
−HK$1,216/mo
Today · 4.125%
HK$47,126
baseline
▲ 0.50% · 4.625%
HK$49,610
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,252/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,174 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).