▼ 0.50% · 3.625%
HK$19,918
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,537
−HK$630/mo
Today · 4.125%
HK$21,167
baseline
▲ 0.50% · 4.625%
HK$22,454
+HK$1,287/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,334/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,158
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,752
−HK$603/mo
Today · 4.125%
HK$23,355
baseline
▲ 0.50% · 4.625%
HK$24,586
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,710/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,909
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,591
−HK$692/mo
Today · 4.125%
HK$23,283
baseline
▲ 0.50% · 4.625%
HK$24,700
+HK$1,417/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,566/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,374
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,028
−HK$663/mo
Today · 4.125%
HK$25,691
baseline
▲ 0.50% · 4.625%
HK$27,045
+HK$1,354/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,382/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,901
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,645
−HK$755/mo
Today · 4.125%
HK$25,400
baseline
▲ 0.50% · 4.625%
HK$26,945
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,800/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,590
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,303
−HK$723/mo
Today · 4.125%
HK$28,026
baseline
▲ 0.50% · 4.625%
HK$29,504
+HK$1,478/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,052/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,893
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,698
−HK$819/mo
Today · 4.125%
HK$27,517
baseline
▲ 0.50% · 4.625%
HK$29,191
+HK$1,674/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,034/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,805
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,578
−HK$784/mo
Today · 4.125%
HK$30,362
baseline
▲ 0.50% · 4.625%
HK$31,962
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,724/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$881/mo
Today · 4.125%
HK$29,633
baseline
▲ 0.50% · 4.625%
HK$31,436
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,266/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,853
−HK$844/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,421
+HK$1,724/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,876
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,806
−HK$944/mo
Today · 4.125%
HK$31,750
baseline
▲ 0.50% · 4.625%
HK$33,682
+HK$1,932/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,500/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,237
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,128
−HK$905/mo
Today · 4.125%
HK$35,033
baseline
▲ 0.50% · 4.625%
HK$36,879
+HK$1,846/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,066/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,859
−HK$1,007/mo
Today · 4.125%
HK$33,866
baseline
▲ 0.50% · 4.625%
HK$35,927
+HK$2,061/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,732/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,453
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,404
−HK$964/mo
Today · 4.125%
HK$37,368
baseline
▲ 0.50% · 4.625%
HK$39,338
+HK$1,970/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,736/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,860
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$1,070/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$38,173
+HK$2,190/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,669
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,679
−HK$1,025/mo
Today · 4.125%
HK$39,704
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,093/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,408/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,852
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,967
−HK$1,133/mo
Today · 4.125%
HK$38,100
baseline
▲ 0.50% · 4.625%
HK$40,418
+HK$2,318/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,200/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,885
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,954
−HK$1,085/mo
Today · 4.125%
HK$42,039
baseline
▲ 0.50% · 4.625%
HK$44,255
+HK$2,216/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,078/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,044 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).