▼ 0.50% · 3.625%
HK$22,008
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,693
−HK$695/mo
Today · 4.125%
HK$23,388
baseline
▲ 0.50% · 4.625%
HK$24,811
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,776/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,484
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,140
−HK$667/mo
Today · 4.125%
HK$25,807
baseline
▲ 0.50% · 4.625%
HK$27,167
+HK$1,360/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,614/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,209
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,962
−HK$765/mo
Today · 4.125%
HK$25,727
baseline
▲ 0.50% · 4.625%
HK$27,292
+HK$1,565/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,454/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,932
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$733/mo
Today · 4.125%
HK$28,387
baseline
▲ 0.50% · 4.625%
HK$29,883
+HK$1,496/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,774/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,410
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,231
−HK$835/mo
Today · 4.125%
HK$28,066
baseline
▲ 0.50% · 4.625%
HK$29,774
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,132/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,380
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$800/mo
Today · 4.125%
HK$30,968
baseline
▲ 0.50% · 4.625%
HK$32,600
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,936/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,610
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,500
−HK$905/mo
Today · 4.125%
HK$30,405
baseline
▲ 0.50% · 4.625%
HK$32,255
+HK$1,850/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,810/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,829
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,682
−HK$866/mo
Today · 4.125%
HK$33,548
baseline
▲ 0.50% · 4.625%
HK$35,317
+HK$1,769/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,096/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,811
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,770
−HK$973/mo
Today · 4.125%
HK$32,743
baseline
▲ 0.50% · 4.625%
HK$34,736
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,486/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,277
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,197
−HK$932/mo
Today · 4.125%
HK$36,129
baseline
▲ 0.50% · 4.625%
HK$38,034
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,258/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,012
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,039
−HK$1,043/mo
Today · 4.125%
HK$35,082
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$2,135/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,164/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,726
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,711
−HK$999/mo
Today · 4.125%
HK$38,710
baseline
▲ 0.50% · 4.625%
HK$40,750
+HK$2,040/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,420/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,213
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,308
−HK$1,113/mo
Today · 4.125%
HK$37,421
baseline
▲ 0.50% · 4.625%
HK$39,698
+HK$2,277/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,842/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,174
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,225
−HK$1,065/mo
Today · 4.125%
HK$41,290
baseline
▲ 0.50% · 4.625%
HK$43,467
+HK$2,177/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,580/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,414
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,577
−HK$1,183/mo
Today · 4.125%
HK$39,760
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,419/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,520/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,622
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,739
−HK$1,132/mo
Today · 4.125%
HK$43,871
baseline
▲ 0.50% · 4.625%
HK$46,184
+HK$2,313/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,742/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,614
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,847
−HK$1,252/mo
Today · 4.125%
HK$42,099
baseline
▲ 0.50% · 4.625%
HK$44,660
+HK$2,561/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,198/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,071
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,253
−HK$1,199/mo
Today · 4.125%
HK$46,452
baseline
▲ 0.50% · 4.625%
HK$48,900
+HK$2,448/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,904/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,157 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).