▼ 0.50% · 3.625%
HK$22,774
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$720/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,675
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,015
−HK$690/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,831
−HK$791/mo
Today · 4.125%
HK$26,622
baseline
▲ 0.50% · 4.625%
HK$28,242
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,244/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,869
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,617
−HK$758/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$30,923
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,329
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,179
−HK$863/mo
Today · 4.125%
HK$29,042
baseline
▲ 0.50% · 4.625%
HK$30,810
+HK$1,768/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,084/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,218
−HK$828/mo
Today · 4.125%
HK$32,046
baseline
▲ 0.50% · 4.625%
HK$33,735
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,092/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,606
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,527
−HK$936/mo
Today · 4.125%
HK$31,463
baseline
▲ 0.50% · 4.625%
HK$33,377
+HK$1,914/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,926/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,937
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,820
−HK$896/mo
Today · 4.125%
HK$34,716
baseline
▲ 0.50% · 4.625%
HK$36,546
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,432/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,884
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,875
−HK$1,008/mo
Today · 4.125%
HK$33,883
baseline
▲ 0.50% · 4.625%
HK$35,945
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,766/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,470
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,421
−HK$965/mo
Today · 4.125%
HK$37,386
baseline
▲ 0.50% · 4.625%
HK$39,357
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,772/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,161
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$1,079/mo
Today · 4.125%
HK$36,303
baseline
▲ 0.50% · 4.625%
HK$38,512
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,606/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,004
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,023
−HK$1,034/mo
Today · 4.125%
HK$40,057
baseline
▲ 0.50% · 4.625%
HK$42,168
+HK$2,111/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,114/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,438
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,572
−HK$1,151/mo
Today · 4.125%
HK$38,723
baseline
▲ 0.50% · 4.625%
HK$41,080
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,446/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,537
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,624
−HK$1,103/mo
Today · 4.125%
HK$42,727
baseline
▲ 0.50% · 4.625%
HK$44,980
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,454/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,716
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,920
−HK$1,224/mo
Today · 4.125%
HK$41,144
baseline
▲ 0.50% · 4.625%
HK$43,647
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,288/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,226
−HK$1,172/mo
Today · 4.125%
HK$45,398
baseline
▲ 0.50% · 4.625%
HK$47,791
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,796/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,993
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,268
−HK$1,296/mo
Today · 4.125%
HK$43,564
baseline
▲ 0.50% · 4.625%
HK$46,214
+HK$2,650/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,128/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,604
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,828
−HK$1,240/mo
Today · 4.125%
HK$48,068
baseline
▲ 0.50% · 4.625%
HK$50,602
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,136/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,746 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).