▼ 0.50% · 3.625%
HK$17,252
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,789
−HK$545/mo
Today · 4.125%
HK$18,334
baseline
▲ 0.50% · 4.625%
HK$19,449
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,668/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,193
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,707
−HK$522/mo
Today · 4.125%
HK$20,229
baseline
▲ 0.50% · 4.625%
HK$21,296
+HK$1,067/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,458/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,977
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,567
−HK$600/mo
Today · 4.125%
HK$20,167
baseline
▲ 0.50% · 4.625%
HK$21,394
+HK$1,227/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,334/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,112
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,678
−HK$574/mo
Today · 4.125%
HK$22,252
baseline
▲ 0.50% · 4.625%
HK$23,425
+HK$1,173/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,504/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$654/mo
Today · 4.125%
HK$22,000
baseline
▲ 0.50% · 4.625%
HK$23,339
+HK$1,339/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,000/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,649
−HK$626/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,280/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,427
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,125
−HK$709/mo
Today · 4.125%
HK$23,834
baseline
▲ 0.50% · 4.625%
HK$25,284
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,668/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,950
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,619
−HK$679/mo
Today · 4.125%
HK$26,298
baseline
▲ 0.50% · 4.625%
HK$27,685
+HK$1,387/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,596/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,153
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$763/mo
Today · 4.125%
HK$25,667
baseline
▲ 0.50% · 4.625%
HK$27,229
+HK$1,562/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,334/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,870
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$731/mo
Today · 4.125%
HK$28,321
baseline
▲ 0.50% · 4.625%
HK$29,814
+HK$1,493/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,642/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,878
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,683
−HK$818/mo
Today · 4.125%
HK$27,501
baseline
▲ 0.50% · 4.625%
HK$29,174
+HK$1,673/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$55,002/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,789
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,561
−HK$783/mo
Today · 4.125%
HK$30,344
baseline
▲ 0.50% · 4.625%
HK$31,944
+HK$1,600/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,688/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,603
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,462
−HK$872/mo
Today · 4.125%
HK$29,334
baseline
▲ 0.50% · 4.625%
HK$31,119
+HK$1,785/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,668/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,708
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,532
−HK$835/mo
Today · 4.125%
HK$32,367
baseline
▲ 0.50% · 4.625%
HK$34,073
+HK$1,706/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,734/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,328
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,241
−HK$926/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$33,064
+HK$1,897/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,502
−HK$888/mo
Today · 4.125%
HK$34,390
baseline
▲ 0.50% · 4.625%
HK$36,203
+HK$1,813/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,780/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,053
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,019
−HK$982/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$2,008/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,547
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,473
−HK$940/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,332
+HK$1,919/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$226,974 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).