▼ 0.50% · 3.625%
HK$22,628
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,332
−HK$715/mo
Today · 4.125%
HK$24,047
baseline
▲ 0.50% · 4.625%
HK$25,510
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,174
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,849
−HK$685/mo
Today · 4.125%
HK$26,534
baseline
▲ 0.50% · 4.625%
HK$27,932
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,068/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,891
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,665
−HK$787/mo
Today · 4.125%
HK$26,452
baseline
▲ 0.50% · 4.625%
HK$28,061
+HK$1,609/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,904/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,691
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,434
−HK$753/mo
Today · 4.125%
HK$29,187
baseline
▲ 0.50% · 4.625%
HK$30,726
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,374/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,154
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,998
−HK$859/mo
Today · 4.125%
HK$28,857
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,714/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,019
−HK$821/mo
Today · 4.125%
HK$31,840
baseline
▲ 0.50% · 4.625%
HK$33,519
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,680/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,417
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,332
−HK$929/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$33,164
+HK$1,903/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,726
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,603
−HK$891/mo
Today · 4.125%
HK$34,494
baseline
▲ 0.50% · 4.625%
HK$36,312
+HK$1,818/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$68,988/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,679
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,665
−HK$1,001/mo
Today · 4.125%
HK$33,666
baseline
▲ 0.50% · 4.625%
HK$35,715
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,332/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,243
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,188
−HK$959/mo
Today · 4.125%
HK$37,147
baseline
▲ 0.50% · 4.625%
HK$39,105
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,294/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,942
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$1,073/mo
Today · 4.125%
HK$36,071
baseline
▲ 0.50% · 4.625%
HK$38,266
+HK$2,195/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,142/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,760
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,028/mo
Today · 4.125%
HK$39,801
baseline
▲ 0.50% · 4.625%
HK$41,898
+HK$2,097/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,602/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,205
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,331
−HK$1,145/mo
Today · 4.125%
HK$38,476
baseline
▲ 0.50% · 4.625%
HK$40,817
+HK$2,341/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$76,952/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,278
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,358
−HK$1,096/mo
Today · 4.125%
HK$42,454
baseline
▲ 0.50% · 4.625%
HK$44,692
+HK$2,238/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$84,908/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,468
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,215/mo
Today · 4.125%
HK$40,880
baseline
▲ 0.50% · 4.625%
HK$43,368
+HK$2,488/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,760/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,943
−HK$1,164/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,485
+HK$2,378/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,731
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,998
−HK$1,287/mo
Today · 4.125%
HK$43,285
baseline
▲ 0.50% · 4.625%
HK$45,919
+HK$2,634/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,570/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,313
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,528
−HK$1,233/mo
Today · 4.125%
HK$47,761
baseline
▲ 0.50% · 4.625%
HK$50,278
+HK$2,517/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,522/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,354 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).