▼ 0.50% · 3.625%
HK$4,531
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$143/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$293/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$137/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,593
+HK$280/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$158/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,619
+HK$322/mo
Deposit HK$894K · loan HK$1.09M · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$150/mo
Today · 4.125%
HK$5,844
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$309/mo
Deposit HK$894K · loan HK$1.09M · min. income ≈ HK$11,688/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$172/mo
Today · 4.125%
HK$5,778
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$352/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$11,556/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,211
−HK$165/mo
Today · 4.125%
HK$6,376
baseline
▲ 0.50% · 4.625%
HK$6,712
+HK$336/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$12,752/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,890
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$186/mo
Today · 4.125%
HK$6,260
baseline
▲ 0.50% · 4.625%
HK$6,641
+HK$381/mo
Deposit HK$695K · loan HK$1.29M · min. income ≈ HK$12,520/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,553
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,729
−HK$178/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,271
+HK$364/mo
Deposit HK$695K · loan HK$1.29M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$200/mo
Today · 4.125%
HK$6,741
baseline
▲ 0.50% · 4.625%
HK$7,152
+HK$411/mo
Deposit HK$596K · loan HK$1.39M · min. income ≈ HK$13,482/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,057
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,246
−HK$192/mo
Today · 4.125%
HK$7,438
baseline
▲ 0.50% · 4.625%
HK$7,831
+HK$393/mo
Deposit HK$596K · loan HK$1.39M · min. income ≈ HK$14,876/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,797
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,008
−HK$215/mo
Today · 4.125%
HK$7,223
baseline
▲ 0.50% · 4.625%
HK$7,662
+HK$439/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,446/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,561
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,764
−HK$206/mo
Today · 4.125%
HK$7,970
baseline
▲ 0.50% · 4.625%
HK$8,390
+HK$420/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,940/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,250
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,475
−HK$229/mo
Today · 4.125%
HK$7,704
baseline
▲ 0.50% · 4.625%
HK$8,173
+HK$469/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$15,408/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,065
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,282
−HK$219/mo
Today · 4.125%
HK$8,501
baseline
▲ 0.50% · 4.625%
HK$8,949
+HK$448/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$17,002/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,703
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,942
−HK$244/mo
Today · 4.125%
HK$8,186
baseline
▲ 0.50% · 4.625%
HK$8,684
+HK$498/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,372/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,569
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,799
−HK$233/mo
Today · 4.125%
HK$9,032
baseline
▲ 0.50% · 4.625%
HK$9,508
+HK$476/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,064/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,156
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,410
−HK$257/mo
Today · 4.125%
HK$8,667
baseline
▲ 0.50% · 4.625%
HK$9,195
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,334/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,073
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,317
−HK$247/mo
Today · 4.125%
HK$9,564
baseline
▲ 0.50% · 4.625%
HK$10,068
+HK$504/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,128/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).