▼ 0.50% · 3.625%
HK$4,447
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$141/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$287/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$135/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,489
+HK$274/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,892
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$155/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$316/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,588
−HK$148/mo
Today · 4.125%
HK$5,736
baseline
▲ 0.50% · 4.625%
HK$6,038
+HK$302/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$11,472/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$169/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$6,016
+HK$345/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,096
−HK$161/mo
Today · 4.125%
HK$6,257
baseline
▲ 0.50% · 4.625%
HK$6,587
+HK$330/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$12,514/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$183/mo
Today · 4.125%
HK$6,144
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$374/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,288/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,431
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$175/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,136
+HK$357/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,226
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,420
−HK$196/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$7,019
+HK$403/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,926
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,112
−HK$188/mo
Today · 4.125%
HK$7,300
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$385/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$14,600/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$211/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,520
+HK$431/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$202/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,234
+HK$412/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,115
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,337
−HK$224/mo
Today · 4.125%
HK$7,561
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$461/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,122/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,916
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,128
−HK$215/mo
Today · 4.125%
HK$8,343
baseline
▲ 0.50% · 4.625%
HK$8,783
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,686/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,560
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,795
−HK$239/mo
Today · 4.125%
HK$8,034
baseline
▲ 0.50% · 4.625%
HK$8,523
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,068/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,410
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,636
−HK$229/mo
Today · 4.125%
HK$8,865
baseline
▲ 0.50% · 4.625%
HK$9,332
+HK$467/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,730/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,005
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,254
−HK$253/mo
Today · 4.125%
HK$8,507
baseline
▲ 0.50% · 4.625%
HK$9,024
+HK$517/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,014/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,905
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,144
−HK$242/mo
Today · 4.125%
HK$9,386
baseline
▲ 0.50% · 4.625%
HK$9,881
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,772/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).