▼ 0.50% · 3.625%
HK$4,472
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$142/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$289/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$135/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,521
+HK$277/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$156/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$318/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$149/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$304/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$169/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$347/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$163/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,625
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,814
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$183/mo
Today · 4.125%
HK$6,178
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$376/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,356/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,468
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,641
−HK$176/mo
Today · 4.125%
HK$6,817
baseline
▲ 0.50% · 4.625%
HK$7,177
+HK$360/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,634/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,456
−HK$198/mo
Today · 4.125%
HK$6,654
baseline
▲ 0.50% · 4.625%
HK$7,059
+HK$405/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,308/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$190/mo
Today · 4.125%
HK$7,342
baseline
▲ 0.50% · 4.625%
HK$7,729
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,684/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$212/mo
Today · 4.125%
HK$7,129
baseline
▲ 0.50% · 4.625%
HK$7,563
+HK$434/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,258/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,463
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,663
−HK$203/mo
Today · 4.125%
HK$7,866
baseline
▲ 0.50% · 4.625%
HK$8,281
+HK$415/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,732/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,156
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,378
−HK$226/mo
Today · 4.125%
HK$7,604
baseline
▲ 0.50% · 4.625%
HK$8,067
+HK$463/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,208/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,960
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,174
−HK$217/mo
Today · 4.125%
HK$8,391
baseline
▲ 0.50% · 4.625%
HK$8,833
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,782/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,603
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,839
−HK$241/mo
Today · 4.125%
HK$8,080
baseline
▲ 0.50% · 4.625%
HK$8,571
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,160/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,458
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,685
−HK$230/mo
Today · 4.125%
HK$8,915
baseline
▲ 0.50% · 4.625%
HK$9,385
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,830/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,050
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,300
−HK$255/mo
Today · 4.125%
HK$8,555
baseline
▲ 0.50% · 4.625%
HK$9,075
+HK$520/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,110/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,956
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,196
−HK$243/mo
Today · 4.125%
HK$9,439
baseline
▲ 0.50% · 4.625%
HK$9,937
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,878/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).