▼ 0.50% · 3.625%
HK$4,548
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$144/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$138/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$159/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$323/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$151/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$309/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$173/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$166/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,912
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,096
−HK$187/mo
Today · 4.125%
HK$6,283
baseline
▲ 0.50% · 4.625%
HK$6,665
+HK$382/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,566/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,577
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,754
−HK$179/mo
Today · 4.125%
HK$6,933
baseline
▲ 0.50% · 4.625%
HK$7,298
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,866/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,367
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,565
−HK$201/mo
Today · 4.125%
HK$6,766
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$412/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,532/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,083
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,273
−HK$193/mo
Today · 4.125%
HK$7,466
baseline
▲ 0.50% · 4.625%
HK$7,860
+HK$394/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,932/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,822
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,034
−HK$216/mo
Today · 4.125%
HK$7,250
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$441/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,500/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,589
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,793
−HK$206/mo
Today · 4.125%
HK$7,999
baseline
▲ 0.50% · 4.625%
HK$8,421
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$15,998/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,277
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,503
−HK$230/mo
Today · 4.125%
HK$7,733
baseline
▲ 0.50% · 4.625%
HK$8,204
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,466/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,095
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,312
−HK$221/mo
Today · 4.125%
HK$8,533
baseline
▲ 0.50% · 4.625%
HK$8,983
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,066/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,732
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,972
−HK$244/mo
Today · 4.125%
HK$8,216
baseline
▲ 0.50% · 4.625%
HK$8,716
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,432/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,601
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,832
−HK$234/mo
Today · 4.125%
HK$9,066
baseline
▲ 0.50% · 4.625%
HK$9,544
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,132/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,186
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,441
−HK$259/mo
Today · 4.125%
HK$8,700
baseline
▲ 0.50% · 4.625%
HK$9,229
+HK$529/mo
Deposit HK$199K · loan HK$1.80M · min. income ≈ HK$17,400/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,107
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,352
−HK$247/mo
Today · 4.125%
HK$9,599
baseline
▲ 0.50% · 4.625%
HK$10,105
+HK$506/mo
Deposit HK$199K · loan HK$1.80M · min. income ≈ HK$19,198/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).