▼ 0.50% · 3.625%
HK$4,203
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$133/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$272/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,676
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$127/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$260/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$146/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$299/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$140/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$286/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$159/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,687
+HK$327/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,612
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,762
−HK$153/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$311/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$173/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$353/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$166/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,745
+HK$337/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,885
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$186/mo
Today · 4.125%
HK$6,254
baseline
▲ 0.50% · 4.625%
HK$6,634
+HK$380/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,508/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,547
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$178/mo
Today · 4.125%
HK$6,900
baseline
▲ 0.50% · 4.625%
HK$7,264
+HK$364/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,800/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,501
−HK$200/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,108
+HK$407/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,014
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,203
−HK$190/mo
Today · 4.125%
HK$7,393
baseline
▲ 0.50% · 4.625%
HK$7,783
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,786/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,726
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,935
−HK$212/mo
Today · 4.125%
HK$7,147
baseline
▲ 0.50% · 4.625%
HK$7,582
+HK$435/mo
Deposit HK$369K · loan HK$1.47M · min. income ≈ HK$14,294/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,482
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,683
−HK$203/mo
Today · 4.125%
HK$7,886
baseline
▲ 0.50% · 4.625%
HK$8,302
+HK$416/mo
Deposit HK$369K · loan HK$1.47M · min. income ≈ HK$15,772/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,146
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,368
−HK$226/mo
Today · 4.125%
HK$7,594
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$462/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,188/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,950
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,163
−HK$216/mo
Today · 4.125%
HK$8,379
baseline
▲ 0.50% · 4.625%
HK$8,821
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,758/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,566
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,802
−HK$239/mo
Today · 4.125%
HK$8,041
baseline
▲ 0.50% · 4.625%
HK$8,530
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,082/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,417
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,643
−HK$229/mo
Today · 4.125%
HK$8,872
baseline
▲ 0.50% · 4.625%
HK$9,340
+HK$468/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,744/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).