▼ 0.50% · 3.625%
HK$4,135
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$130/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$268/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,600
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$125/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$255/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$144/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$138/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$281/mo
Deposit HK$816K · loan HK$997K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,116
−HK$157/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$321/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$151/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,125
+HK$306/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,376
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$170/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$347/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$162/mo
Today · 4.125%
HK$6,303
baseline
▲ 0.50% · 4.625%
HK$6,636
+HK$333/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$12,606/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,969
−HK$183/mo
Today · 4.125%
HK$6,152
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$374/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,304/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,440
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,613
−HK$175/mo
Today · 4.125%
HK$6,788
baseline
▲ 0.50% · 4.625%
HK$7,146
+HK$358/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,576/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,396
−HK$196/mo
Today · 4.125%
HK$6,592
baseline
▲ 0.50% · 4.625%
HK$6,993
+HK$401/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,184/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,900
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,085
−HK$188/mo
Today · 4.125%
HK$7,273
baseline
▲ 0.50% · 4.625%
HK$7,657
+HK$384/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,546/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,616
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,822
−HK$209/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,459
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,360
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,558
−HK$200/mo
Today · 4.125%
HK$7,758
baseline
▲ 0.50% · 4.625%
HK$8,167
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,516/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$222/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,925
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,820
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,030
−HK$213/mo
Today · 4.125%
HK$8,243
baseline
▲ 0.50% · 4.625%
HK$8,677
+HK$434/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,486/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,443
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,675
−HK$235/mo
Today · 4.125%
HK$7,910
baseline
▲ 0.50% · 4.625%
HK$8,391
+HK$481/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,820/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,280
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,502
−HK$226/mo
Today · 4.125%
HK$8,728
baseline
▲ 0.50% · 4.625%
HK$9,188
+HK$460/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,456/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).