▼ 0.50% · 3.625%
HK$4,458
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$289/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$135/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$276/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$155/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,528
+HK$317/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$149/mo
Today · 4.125%
HK$5,750
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$303/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$11,500/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$169/mo
Today · 4.125%
HK$5,685
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$346/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$11,370/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,951
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,111
−HK$162/mo
Today · 4.125%
HK$6,273
baseline
▲ 0.50% · 4.625%
HK$6,603
+HK$330/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$12,546/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,975
−HK$183/mo
Today · 4.125%
HK$6,158
baseline
▲ 0.50% · 4.625%
HK$6,533
+HK$375/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,316/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$175/mo
Today · 4.125%
HK$6,795
baseline
▲ 0.50% · 4.625%
HK$7,153
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$197/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$7,036
+HK$404/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$189/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,704
+HK$386/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,687
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$211/mo
Today · 4.125%
HK$7,106
baseline
▲ 0.50% · 4.625%
HK$7,538
+HK$432/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,212/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,439
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,638
−HK$203/mo
Today · 4.125%
HK$7,841
baseline
▲ 0.50% · 4.625%
HK$8,254
+HK$413/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,682/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,132
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,354
−HK$226/mo
Today · 4.125%
HK$7,580
baseline
▲ 0.50% · 4.625%
HK$8,041
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,160/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,935
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,147
−HK$216/mo
Today · 4.125%
HK$8,363
baseline
▲ 0.50% · 4.625%
HK$8,804
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,726/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,578
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,814
−HK$239/mo
Today · 4.125%
HK$8,053
baseline
▲ 0.50% · 4.625%
HK$8,543
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,106/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,431
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,657
−HK$229/mo
Today · 4.125%
HK$8,886
baseline
▲ 0.50% · 4.625%
HK$9,354
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,772/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,024
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,273
−HK$254/mo
Today · 4.125%
HK$8,527
baseline
▲ 0.50% · 4.625%
HK$9,046
+HK$519/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,054/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,926
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,166
−HK$243/mo
Today · 4.125%
HK$9,409
baseline
▲ 0.50% · 4.625%
HK$9,905
+HK$496/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,818/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).