▼ 0.50% · 3.625%
HK$4,356
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$138/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$281/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$131/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$270/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$152/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$309/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$145/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$296/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,389
−HK$165/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$338/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$158/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,662
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$179/mo
Today · 4.125%
HK$6,017
baseline
▲ 0.50% · 4.625%
HK$6,383
+HK$366/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,034/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,468
−HK$172/mo
Today · 4.125%
HK$6,640
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,280/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,098
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,288
−HK$192/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,875
+HK$395/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,784
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,966
−HK$184/mo
Today · 4.125%
HK$7,150
baseline
▲ 0.50% · 4.625%
HK$7,527
+HK$377/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,300/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,533
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,737
−HK$206/mo
Today · 4.125%
HK$6,943
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,886/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,463
−HK$198/mo
Today · 4.125%
HK$7,661
baseline
▲ 0.50% · 4.625%
HK$8,065
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,322/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,969
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$220/mo
Today · 4.125%
HK$7,406
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,812/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,753
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,961
−HK$211/mo
Today · 4.125%
HK$8,172
baseline
▲ 0.50% · 4.625%
HK$8,603
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,344/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,405
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,635
−HK$234/mo
Today · 4.125%
HK$7,869
baseline
▲ 0.50% · 4.625%
HK$8,348
+HK$479/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$15,738/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,237
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,458
−HK$225/mo
Today · 4.125%
HK$8,683
baseline
▲ 0.50% · 4.625%
HK$9,140
+HK$457/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$17,366/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,840
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,084
−HK$248/mo
Today · 4.125%
HK$8,332
baseline
▲ 0.50% · 4.625%
HK$8,839
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,664/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,722
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,956
−HK$237/mo
Today · 4.125%
HK$9,193
baseline
▲ 0.50% · 4.625%
HK$9,678
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,386/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).