▼ 0.50% · 3.625%
HK$4,540
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$144/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$293/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$137/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$281/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$158/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$323/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$151/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$308/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$173/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,142
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,061
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$165/mo
Today · 4.125%
HK$6,388
baseline
▲ 0.50% · 4.625%
HK$6,725
+HK$337/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,776/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,902
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$187/mo
Today · 4.125%
HK$6,272
baseline
▲ 0.50% · 4.625%
HK$6,654
+HK$382/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,544/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,566
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,742
−HK$179/mo
Today · 4.125%
HK$6,921
baseline
▲ 0.50% · 4.625%
HK$7,285
+HK$364/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,842/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,554
−HK$200/mo
Today · 4.125%
HK$6,754
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,508/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$193/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,846
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,022
−HK$215/mo
Today · 4.125%
HK$7,237
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$440/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,474/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,576
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$206/mo
Today · 4.125%
HK$7,985
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,970/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,264
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,490
−HK$229/mo
Today · 4.125%
HK$7,719
baseline
▲ 0.50% · 4.625%
HK$8,189
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,438/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,081
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,298
−HK$220/mo
Today · 4.125%
HK$8,518
baseline
▲ 0.50% · 4.625%
HK$8,967
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,036/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,718
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,958
−HK$244/mo
Today · 4.125%
HK$8,202
baseline
▲ 0.50% · 4.625%
HK$8,701
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,404/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,586
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,816
−HK$234/mo
Today · 4.125%
HK$9,050
baseline
▲ 0.50% · 4.625%
HK$9,527
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,100/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,172
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,426
−HK$258/mo
Today · 4.125%
HK$8,684
baseline
▲ 0.50% · 4.625%
HK$9,213
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,368/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,091
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,335
−HK$247/mo
Today · 4.125%
HK$9,582
baseline
▲ 0.50% · 4.625%
HK$10,087
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,164/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).