▼ 0.50% · 3.625%
HK$4,513
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$142/mo
Today · 4.125%
HK$4,796
baseline
▲ 0.50% · 4.625%
HK$5,088
+HK$292/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$9,592/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,021
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$136/mo
Today · 4.125%
HK$5,292
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$279/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$10,584/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$157/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$321/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$151/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$306/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,416
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$171/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,106
+HK$350/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$164/mo
Today · 4.125%
HK$6,351
baseline
▲ 0.50% · 4.625%
HK$6,686
+HK$335/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$12,702/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,867
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$185/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$380/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$178/mo
Today · 4.125%
HK$6,880
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$363/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$13,760/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,319
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$200/mo
Today · 4.125%
HK$6,715
baseline
▲ 0.50% · 4.625%
HK$7,124
+HK$409/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$13,430/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,218
−HK$191/mo
Today · 4.125%
HK$7,409
baseline
▲ 0.50% · 4.625%
HK$7,800
+HK$391/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$14,818/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,770
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,981
−HK$214/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$437/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,532
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,734
−HK$205/mo
Today · 4.125%
HK$7,939
baseline
▲ 0.50% · 4.625%
HK$8,357
+HK$418/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$15,878/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,221
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,446
−HK$228/mo
Today · 4.125%
HK$7,674
baseline
▲ 0.50% · 4.625%
HK$8,141
+HK$467/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$15,348/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,034
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,249
−HK$219/mo
Today · 4.125%
HK$8,468
baseline
▲ 0.50% · 4.625%
HK$8,914
+HK$446/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$16,936/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,673
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,911
−HK$243/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,650
+HK$496/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,536
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,765
−HK$232/mo
Today · 4.125%
HK$8,997
baseline
▲ 0.50% · 4.625%
HK$9,471
+HK$474/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$17,994/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,124
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,377
−HK$257/mo
Today · 4.125%
HK$8,634
baseline
▲ 0.50% · 4.625%
HK$9,159
+HK$525/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,268/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,038
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,280
−HK$246/mo
Today · 4.125%
HK$9,526
baseline
▲ 0.50% · 4.625%
HK$10,028
+HK$502/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,052/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).