▼ 0.50% · 3.625%
HK$4,459
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$141/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$288/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$135/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$275/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$155/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$317/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$149/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,055
+HK$303/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$169/mo
Today · 4.125%
HK$5,687
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$346/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$11,374/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$162/mo
Today · 4.125%
HK$6,275
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$330/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$12,550/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$184/mo
Today · 4.125%
HK$6,161
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$374/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,322/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,449
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,622
−HK$176/mo
Today · 4.125%
HK$6,798
baseline
▲ 0.50% · 4.625%
HK$7,156
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,596/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,243
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$197/mo
Today · 4.125%
HK$6,634
baseline
▲ 0.50% · 4.625%
HK$7,038
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,268/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,945
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,131
−HK$189/mo
Today · 4.125%
HK$7,320
baseline
▲ 0.50% · 4.625%
HK$7,706
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,640/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,897
−HK$211/mo
Today · 4.125%
HK$7,108
baseline
▲ 0.50% · 4.625%
HK$7,541
+HK$433/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,216/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,441
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,641
−HK$202/mo
Today · 4.125%
HK$7,843
baseline
▲ 0.50% · 4.625%
HK$8,257
+HK$414/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,686/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,135
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,357
−HK$225/mo
Today · 4.125%
HK$7,582
baseline
▲ 0.50% · 4.625%
HK$8,044
+HK$462/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,164/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,937
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,150
−HK$216/mo
Today · 4.125%
HK$8,366
baseline
▲ 0.50% · 4.625%
HK$8,807
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,732/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,581
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,816
−HK$240/mo
Today · 4.125%
HK$8,056
baseline
▲ 0.50% · 4.625%
HK$8,546
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,112/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,433
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,660
−HK$229/mo
Today · 4.125%
HK$8,889
baseline
▲ 0.50% · 4.625%
HK$9,358
+HK$469/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,778/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,027
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,276
−HK$254/mo
Today · 4.125%
HK$8,530
baseline
▲ 0.50% · 4.625%
HK$9,049
+HK$519/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,060/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,930
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,169
−HK$243/mo
Today · 4.125%
HK$9,412
baseline
▲ 0.50% · 4.625%
HK$9,908
+HK$496/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,824/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).